Can You Use Surrogacy to Pay for College?

Being a surrogate is a life-changing experience. As a surrogate, you will be able to say you left a huge impact on someone’s life by helping them create their family. The process will also leave a large impact on your own life — not just physically but financially.

While many surrogates enter the surrogacy process because of an altruistic desire to help another family, there is also the added bonus of surrogate compensation to consider. For some women, that compensation is a bigger factor than for others. In fact, some may even think about pursuing the process to reach a large financial goal — for example, choosing surrogacy to pay for college.

No matter what your financial goals for pursuing surrogacy, it’s tremendously important that those aren’t the only reasons you’re choosing to be a surrogate. The process involves a lot of sacrifice, time and effort — so it’s highly recommended that you have an altruistic desire to complete this process as well.

Our surrogacy specialists are happy to talk to you about being a surrogate mother to pay for college and whether you’re eligible to work with our agency. However, before you pursue surrogacy to pay for grad school or college, you should ask yourself these questions:

1. Have you had a successful pregnancy and are you raising a child?

All surrogates must have successfully carried a pregnancy to term and currently be raising a child to be eligible to work with our program. For most women who are choosing surrogacy to pay for grad school or college later in life, this is a requirement they do meet. However, if you are a more traditional undergraduate student who has not had a child and is just looking for another way to finance your education, know that you cannot become a surrogate having never been pregnant before.

2. Are you finished adding children to your family?

Ideally, all surrogates are content with the number of children they have when they decide to pursue the surrogacy process. Even though surrogacy is a well-regulated medical process, there is always the risk that the medical treatments you undergo could impact your ability to conceive later on. If you are turning to surrogacy as a way to finance your education but will consider having more children later on, this may not be the right process for you.

3. Can you fit the time requirement of surrogacy into your schedule?

If you’re considering using surrogacy to pay for college classes that you’re currently enrolled in, you’ll need to think about exactly how busy your schedule is before moving forward. Surrogacy requires many doctors’ visits, both before and during your pregnancy, to make sure everything is proceeding properly. This means potentially missing important classes and obligations because of your responsibility as a surrogate. You may even be confined to bed rest at some point during the end of your pregnancy. For most students or those planning to enter college soon, the time demands of surrogacy do not work well with the obligations and responsibilities of their school, work and family schedules.

4. What are your priorities at this point in your life?

Before you decide to be a surrogate mother to pay for college, we encourage you to evaluate what’s important to you at this point in your life. When you become a surrogate, it should be one of your top priorities. Many times, this does not work well with the priority of getting a higher education and having a family — both things that may be at the top of your list. If you have a healthy uterus, you can likely be a surrogate even when you’re in your 40s, which should give you the time to achieve these other priorities before committing to the surrogacy process.

5. Are you using surrogacy to pay for college now or later in the future?

Obviously, one of the biggest questions surrogacy professionals will have about those looking to use surrogacy to pay for grad school or other higher education is when exactly they’ll be completing their education. If you are currently in college and looking to be a surrogate, it may be difficult for you to balance the demands of surrogacy with your coursework. However, if you’re looking at surrogacy as way to pay off student loans or finance future education, surrogacy may be a better choice for you.

As with all situations involving debt, it’s important to think long and hard about the solutions you’re looking into and whether they’re worth the challenges. Surrogacy is a hard and complicated journey, even with all its rewards. Usually, if a woman is feeling pressured into this process because of debt, it will cause even more complications through the process. Instead, it should be a commitment that you’re entering into freely and with a complete understanding of what the process entails.

If you’re thinking about becoming a surrogate mother to pay for college, we encourage you to reach out to our surrogacy specialists at 1-800-875-2229(BABY). Not only will we help you determine if you are eligible to be a surrogate, but we can also answer any questions and address any concerns you have about the surrogacy process in general.

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