Understanding AI Embryo Selection in IVF and Surrogacy

AI embryo selection analyzes embryo development to help doctors prioritize the strongest embryo for IVF transfer and improve pregnancy outcomes.

AI embryo selection is a specialized medical tool that helps fertility specialists identify which embryos have the highest potential for a successful pregnancy.

By utilizing this technology, you can move through your IVF journey with a much clearer sense of guidance, potentially improving your chances of success while reducing the emotional toll of the unknown.

If you already have embryos ready for transfer, fill out our simple form to connect with a surrogacy specialist who can help you move forward faster and turn those embryos into the family you’ve been waiting for.

What Is AI Embryo Selection?

AI embryo selection is an advanced software tool used in fertility labs to rank embryos based on their likelihood of resulting in a successful birth.

For a long time, the standard way to choose an embryo was “manual grading,” which essentially meant an embryologist looked through a microscope at specific moments to see how things were looking.

But even with the most experienced eyes, a human can only process so much information at once.

This is where AI embryo selection comes in. Instead of just a few snapshots, the software monitors the embryo’s development 24/7, analyzing thousands of data points.

  • Continuous Monitoring: It picks up on tiny developmental “milestones” that humans might miss.
  • Data-Driven Ranking: It compares your embryos against millions of images from successful pregnancies.
  • Supportive Insights: As studies found on PubMed suggest, this technology acts as a powerful “second set of eyes” for your medical team.

How AI Helps Fertility Doctors Choose the Best Embryo

This technology assists your doctor by providing a completely objective, standardized assessment of every embryo in the lab.

In a traditional setting, two different embryologists might give the same embryo different grades based on their personal observations.

AI embryo selection removes that subjectivity, ensuring that the selection process is consistent and based on a massive database of successful outcomes.

Leading medical institutions, including New York-Presbyterian and Weill Cornell, have seen incredible results using automated systems to assess quality. The AI can detect patterns in the embryo’s growth that are simply invisible to the human eye.

By highlighting these subtle markers of viability, the software helps your doctor feel much more confident that they are picking the “strongest” candidate for your transfer.

Does AI Embryo Selection Improve IVF Success Rates?

While AI embryo selection doesn’t physically change the quality of your embryos, it significantly improves success rates per transfer by ensuring the most viable embryo is prioritized.

It is important to remember that if an embryo isn’t biologically capable of a successful pregnancy, AI can’t change that.

However, it can prevent you from spending months, and thousands of dollars, on transfers that were never likely to work.

Many intended parents find that the biggest benefit of AI embryo selection is a shortened time to pregnancy. By picking the right embryo on the first or second try, you avoid the emotional “trial and error” that often defines the IVF experience.

AI Embryo Selection vs. Genetic Testing (PGT)

AI embryo selection and embryo genetic testing (PGT-A) are two different, yet highly complementary, ways to look at your embryos’ health.

Feature AI Embryo Selection PGT-A (Genetic Testing)
Method Non-invasive (visual analysis) Invasive (biopsy of cells)
Focus Developmental patterns & vitality Chromosomal health & DNA
Risk Zero risk to the embryo Very low risk from biopsy
Goal Predicts implantation success Identifies genetic abnormalities

Is AI Embryo Selection Safe?

AI embryo selection is entirely safe for your embryos because it is a “hands-off,” non-invasive process.

The software doesn’t actually touch the embryo; it simply analyzes digital images or video feeds captured by a camera inside the incubator. This means there is zero risk of physical damage to the delicate cells.

Before these tools are ever used in a clinic, they are validated against outcomes from thousands of real-world IVF cases.

For you, this means you get the benefits of cutting-edge technology without having to worry about any added risk to your embryos.

Why IVF Still Sometimes Fails, Even with Advanced Technology

Even with AI embryo selection and genetic testing, IVF can still fail because a successful pregnancy requires more than just a healthy embryo, it requires a receptive environment.

It can be one of the most painful experiences in this journey to have a “perfect” embryo on paper and still face a negative pregnancy test.

When you’ve ruled out embryo quality through tools like AI embryo selection, the focus often shifts to the uterine environment. Issues like failed implantation symptoms can be caused by:

  • Uterine scarring or structural issues.
  • Hormonal imbalances.
  • Autoimmune responses.

When Intended Parents Consider Surrogacy After Failed IVF

If you have healthy embryos but your own body hasn’t been able to sustain a pregnancy, surrogacy after failed IVF can be the bridge that finally brings your baby home.

Many intended parents reach this point after repeated transfers that looked promising but still resulted in negative pregnancy tests or pregnancy loss.

In these cases, fertility specialists often determine that the embryo quality is strong, but the uterine environment may be preventing implantation or a healthy pregnancy.

Surrogacy offers another path forward by allowing your embryos to be carried by a gestational surrogate with a proven history of healthy, uncomplicated pregnancies.

This shifts the focus from overcoming potential uterine challenges to giving your embryos the best possible environment to grow.

How Surrogacy Can Work with IVF Embryos

The transition from IVF to surrogacy is a very common path, and it’s often much simpler than intended parents expect.

If you already have embryos at a clinic, we coordinate the handling of embryos between your fertility specialists and the surrogate’s medical team.

  • Faster Matching: If you already have embryos ready to go, your journey can move much faster since you skip the retrieval phase.
  • Proactive Planning: If you’re still in the middle of a cycle or waiting on results from AI embryo selection, you can still start your preliminary paperwork with us now.

Why Families Trust American Surrogacy to Help Them Move Forward

We understand how exhausting the waiting can feel. The right support system can help you move from uncertainty to progress much faster.

At American Surrogacy, many intended parents are matched with a surrogate in as little as 1 - 6 months because our surrogates are fully pre-screened and ready to be matched. This proactive approach helps families move forward without unnecessary delays.

We understand the financial strain that can come with IVF and technologies like AI embryo selection. That’s why we offer financial protection programs designed to reduce the risk many intended parents worry about when starting surrogacy.

These programs include unlimited surrogate rematching if a transfer isn’t successful. And if you run out of embryos during the process, certain agency fees may be refunded.

When you’re ready to take the next step, our team is here to help you turn the embryos you’ve worked so hard to create into the family you’ve been dreaming of. Check out our programs today.

Finding Hope After a Difficult IVF Journey

Technology like AI embryo selection is giving families more clarity than ever, but even the best tech is just one part of the story.

Whether this technology helps you find success in your next transfer or gives you the confidence to move toward surrogacy, your goal of becoming a parent is still very much within reach.

There are always multiple paths to your child, and we are here to help you find the one that works for you.

Are you ready to see how surrogacy can turn your embryos into the family you’ve been waiting for? Contact us today to get started.

Surrogacy Awareness Month 2026

Celebrate Surrogacy Awareness Month and learn how American Surrogacy supports surrogates and intended parents on their path to parenthood.

Every March, Surrogacy Awareness Month gives us a moment to pause and recognize the people who make surrogacy possible: the compassionate surrogates who carry pregnancies for others and the hopeful intended parents pursuing their dream of building a family.

At American Surrogacy, we see every day how powerful these journeys are. Whether you’re considering becoming a surrogate or exploring surrogacy as a path to parenthood, this month is about celebrating your role in something truly life-changing.

If you’re ready to take the first step, our team is here to help. Fill out our simple form to connect with a surrogacy specialist today.

Why Surrogacy Awareness Month Matters

Surrogacy has helped thousands of families grow, yet many people still don’t fully understand how the process works, or how life-changing it can be.

Surrogacy Awareness Month helps:

  • Educate people about the surrogacy process
  • Celebrate surrogates and the families they help create
  • Support intended parents navigating fertility challenges
  • Highlight ethical, safe surrogacy practices

For many intended parents, surrogacy represents the final step after years of fertility treatments, loss, or obstacles.

For surrogates, it’s an opportunity to do something profoundly meaningful while being supported and compensated for the commitment they make.

At American Surrogacy, we’re proud to support both sides of that journey.

Celebrating the Surrogacy Community

Surrogacy Awareness Month is a reminder of what’s possible when compassion and determination come together.

To the surrogates who give families the greatest gift imaginable—thank you.

To the intended parents continuing their path toward parenthood—your story matters, and there are people ready to help you reach that moment.

And to everyone in the surrogacy community helping make these journeys possible, American Surrogacy is proud to stand beside you.

The Power of the Surrogacy Partnership

What makes surrogacy so unique is the partnership at its core.

A surrogate and intended parents come together with a shared goal: bringing a child into the world and creating a family.

Many matches grow into lifelong relationships. Some surrogates remain connected to the families they helped create for years, celebrating birthdays and milestones together.

That sense of connection is one of the most meaningful parts of surrogacy, and it’s something we prioritize at American Surrogacy when matching surrogates and intended parents.

Our team works carefully to ensure each match aligns on expectations, communication style, and comfort level so that both sides can feel confident moving forward.

A Message to Surrogates: Your Compassion Changes Lives

Surrogates are at the heart of every successful surrogacy journey. Choosing to carry a child for someone else is an extraordinary act of generosity—one that gives families something they may have thought impossible.

Many of our surrogates tell us the same thing: They already love being parents, and they want to help someone else experience that joy.

At American Surrogacy, we believe surrogates deserve:

  • The best surrogate compensation in the industry, up to $110,000+
  • A safe, thoroughly screened process
  • An efficient journey with professional guidance at every step

Some agencies advertise higher estimates, but those numbers often include reimbursements and additional expenses rather than actual base compensation.

At American Surrogacy, we focus on providing transparent compensation and meaningful support, so surrogates understand exactly what they can expect throughout the journey.

Our surrogates are supported from the moment they apply through delivery and beyond. That includes medical screening, matching support, legal coordination, and ongoing communication throughout the pregnancy.

Most importantly, we ensure surrogates always feel respected, protected, and appreciated for the life-changing role they play.

Surrogacy isn’t just about compensation, it’s about the incredible moment when you see a family meet their baby for the first time.

A Message to Intended Parents: You Don’t Have to Navigate Surrogacy Alone

For intended parents, the path to parenthood through surrogacy can feel overwhelming at first. There are medical decisions, legal considerations, emotional challenges, and financial planning to navigate.

But with the right agency, the process becomes much clearer, and far more manageable.

At American Surrogacy, our goal is to give intended parents confidence and peace of mind throughout the journey. We do this by offering:

  • Average wait times of just 1–6 months to match with a surrogate
  • Pre-screened, qualified surrogates
  • Financial protection programs

Because we work with thoroughly screened surrogates, intended parents can focus less on uncertainty and more on preparing for the moment they finally meet their child.

Surrogacy is an emotional journey, but you should never have to go through it without expert support.

How American Surrogacy Supports the Best Possible Journey

The surrogacy process works best when everyone involved has the right support system.

At American Surrogacy, we focus on three things that make a difference for both surrogates and intended parents:

1. Careful Screening and Matching

We work only with pre-screened surrogates, helping intended parents find the right match faster while maintaining high safety standards.

2. Financial Protection and Transparency

Surrogacy involves important financial commitments. Our programs help protect both parties and provide clarity around costs and compensation.

3. Guidance from Start to Finish

From application to delivery, our specialists help coordinate medical steps, legal agreements, and communication so everyone feels supported along the way.

Surrogacy works best when every step is handled with care, and that’s exactly what our team strives to provide.

Thinking About Starting Your Surrogacy Journey?

Whether you’re considering becoming a surrogate or exploring surrogacy as an intended parent, having the right support can make all the difference.

At American Surrogacy, we’re here to help guide you through every step of the journey, with compassion, expertise, and a commitment to helping create families.

Your surrogacy journey deserves the right support, and that’s exactly what we provide. Speak with an American Surrogacy specialist today to learn how to get started.

I’m Worried About Bonding with My Baby after Surrogacy

Worried about bonding? Discover how intentional routines and caregiving build a deep, secure connection with your baby after surrogacy.

The bond you share with your baby isn’t a single “spark” that happens in the delivery room; it is built through the thousands of small, quiet moments of caregiving that happen every single day.

By leaning into intentional connection from the very first second, you can bond with your baby after surrogacy and build a deep, secure attachment that lasts a lifetime.

This blog dives into what bonding with your baby after surrogacy actually looks like, how to handle the nerves, and the practical steps you can take both before and after birth to feel fully connected to your little one.]

What Does Bonding with your Baby After Surrogacy Look Like?

Bonding with your baby after surrogacy isn’t a “one-size-fits-all” experience. For some parents, it feels like an instant rush of emotion the moment they see the ultrasound; for others, the connection clicks during the first late-night bottle feeding at home.

Both experiences are completely normal and equally meaningful. To prepare for this journey, it helps to break bonding down into a series of intentional steps.

Start by visualizing your role as the primary caregiver. While the surrogate provides the physical environment for growth, you are the one providing the emotional environment for life.

Bonding looks like “showing up”—being present for the milestones and the mundane moments alike. Whether you choose to prioritize skin-to-skin contact or focus on the rhythm of daily feeding, your unique path to bonding with your baby after birth is valid.

Why You Might Feel Nervous About Bonding—and Why That’s Okay

It is incredibly common to feel a sense of “bonding anxiety” during the surrogacy process. You might find yourself wondering:

  • Will the baby know I’m their parent?
  • Did I miss out on something vital by not carrying the pregnancy?

If these thoughts are keeping you up at night, please know that you are in good company.

If you look at community discussions on Reddit, you’ll see that intended parents all over the world struggle with these exact same fears. This nervousness doesn’t mean you won’t be a great parent; it actually shows how much you already care about your child’s emotional well-being.

The fear of disconnection is often just a byproduct of the unique surrogacy path, but it doesn’t define your future relationship.

You are not alone in this boat, and acknowledging these feelings is the first step toward moving past them.

How to Encourage Bonding with Your Baby Right After Birth

The moments immediately following delivery are a golden opportunity to begin your life as a family. While your surrogate is recovering, you can step into your role as the primary source of comfort for your newborn.

  • Skin to Skin Surrogacy: Also known as Kangaroo Care, this involves holding your baby against your bare chest. It regulates the baby’s heart rate and releases oxytocin, the “love hormone,” in both of you.
  • Presence at Delivery: Being in the room (if everyone is comfortable) allows you to be the first voice the baby hears in the outside world.
  • Immediate Caregiving: Take the lead on the first diaper change, the first bath, and the first feeding. These acts of service tell the baby’s nervous system that you are their protector.
  • Eye Contact: Simply gazing into your baby’s eyes during quiet moments helps build the neural pathways associated with attachment to child after surrogacy.

Bonding Before Birth: Why Your Connection Starts Sooner Than You Think

You don’t have to wait until the hospital to start your connection. Even though you aren’t carrying the pregnancy, you can still be an active participant in your baby’s development.

Research on attachment and bonding during pregnancy shows that babies begin to recognize sounds and rhythms while still in the womb. You can bond before birth by:

  • Talking or Singing to the Bump: Record your voice for the surrogate to play, or speak to the baby during visits.
  • Attending Appointments: Being present for ultrasounds and check-ups helps you visualize the baby as a real, growing person.
  • Nursery Preparation: Creating a physical space for the baby in your home helps “nest” emotionally, making the transition feel more concrete.

What If Bonding With My Baby after Surrogacy Takes Time?

One of the biggest misconceptions about parenthood is that bonding is always “love at first sight”. In reality, bonding isn’t linear.

If you don’t feel an immediate, overwhelming surge of emotion, it doesn’t mean you’ve failed.

Many parents find that their connection grows slowly through the daily “grind” of caregiving. Be patient with yourself. You are learning a new person, and they are learning you.

Focus on the emotional transfer—the process of taking over the surrogate’s role as the baby’s safe harbor. Love is often an action before it is a feeling.

Keep showing up, keep responding to their needs, and the chemistry will follow.

Creating Intimacy in the First Weeks at Home

The first few weeks at home are a “babymoon” period designed for nesting and connection. This is the time to establish the routines that define your family.

Focus on building intimacy through high-touch caregiving. Babywearing is a fantastic tool; it keeps the baby close to your heartbeat and scent while you go about your day.

Additionally, responding quickly to cries and “cooing” back at your baby creates a secure attachment. These small, repetitive interactions are the building blocks of trust.

If you are wondering how does surrogacy affect the child, the answer lies in these early weeks—a baby who is responded to with love will thrive, regardless of how they were born.

Breastfeeding After Surrogacy: What Are My Options?

You can breastfeed if you use a surrogate, but it’s a personal choice and it looks different for every family. Some parents feel that the physical act of nursing is the ultimate shortcut to bonding, while others find peace in bottle-feeding. Both are completely valid.

For intended parents who want that physical nursing experience, breastfeeding after surrogacy is possible through:

  • Induced Lactation: With the help of a medical professional, you can use a combination of hormones and pumping (starting months before birth) to produce a milk supply.
  • Supplemental Nursing Systems (SNS): This is a great “middle ground.” It’s a small tube attached to the nipple that provides formula or donor milk while the baby latches. This gives you the skin-to-skin closeness of nursing even if you aren’t producing milk.

If you choose to bottle-feed, you can still make it a bonding experience.

Hold the baby close to your skin, maintain eye contact, and—this is a pro tip—limit feeding duties to just the primary parents for the first few weeks. This helps the baby learn exactly who their “person” is.

How Surrogacy Agencies Support the Post-Birth Transition

At American Surrogacy, we don’t just hand you a baby and wish you luck. We believe that a successful journey includes a smooth emotional transition.

We work with you and your surrogate to create a “hospital plan” that puts you in the driver’s seat from the moment of birth.

We facilitate the “tough” conversations early:

  • Who holds the baby first?
  • How will skin-to-skin be handled in the delivery room?
  • How do we handle the emotional transfer of the baby?

Having a reputable agency and specialist guide these logistics means you don’t have to navigate the hospital bureaucracy alone. You can stop worrying about the “how” and focus entirely on the “who”—the little one you’ve waited so long to meet.

When Your Fertility Doctor Recommends a New Surrogate: What It Means and What to Do Next

Why a doctor may recommend switching surrogates and how American Surrogacy’s screening process helps protect intended parents.

When a fertility doctor recommends switching surrogates, it can feel like your path to parenthood just took a major detour, but it is actually a strategic move to give your remaining embryos the best chance at a successful pregnancy.

By following professional medical advice, you are prioritizing the health of your future child and optimizing the clinical environment for your next transfer.

If you’re tired of the uncertainty of an independent journey or a less-qualified match from another agency, let us help you match with one of our many thoroughly screened surrogates. Connect with a surrogacy specialist about your rematch.

Our Doctor is Recommending Switching Surrogates – We’re Not Sure What to Do

Hearing your doctor recommend a change after multiple failed embryo transfers with a surrogate can be overwhelming. Many intended parents are surprised by this suggestion, especially when the surrogate has previously carried a successful pregnancy.

In most cases, this recommendation comes only after a clear pattern appears in the clinical data following several unsuccessful transfers. Doctors base these decisions on measurable outcomes, not assumptions, when determining whether a different approach may improve success.

When evaluating next steps, clinicians often look at a few key indicators:

  • Uterine receptivity: Even with a history of successful pregnancy, a surrogate’s uterus may not be receptive to the specific embryos being transferred in this journey.
  • Hormonal response: Clinical findings may show that the surrogate’s uterine lining is not responding optimally to the medication protocol required for your transfer cycle.

Is the Problem the Embryo or the Surrogate?

One of the hardest parts of this process is the uncertainty. You might find yourself wondering if failed transfers with your surrogate are related to the embryo you’ve worked so hard to create or the surrogate you’ve matched with.

Fortunately, specialists have several tools to help narrow this down.

To assess the embryos, embryologists use IVF embryo grading to determine which ones have the best chance of leading to a healthy pregnancy. They also look at:

  • Chromosomal Testing (PGT): Ensuring the embryos are genetically “normal”.
  • Thaw Quality: How well the embryo survived the transition from the lab to the transfer.

If the embryos are high-quality and PGT-tested, yet transfers continue to fail, the medical team’s attention naturally shifts to the gestational carrier.

It’s important to remember that this isn’t about “blaming” the surrogate. It is simply about finding the right biological match to optimize your success.

If you are questioning the viability of your remaining embryos or want to understand the lab’s role in your success, explore our guide to embryo grading.

What Happens if My Surrogate Can’t Get Pregnant?

What happens if your surrogate can’t get pregnant is primarily determined by your surrogacy contract. This document is the “manual” for your journey and typically specifies:

  • The Number of Attempts: Most contracts agree to three embryo transfers with a specific surrogate before reassessing.
  • The “Switch” Trigger: If your surrogate doesn’t conceive after the agreed-upon attempts, the contract outlines the process for ending that specific match so you can move forward.
  • Financial Responsibilities: It clarifies which fees carry over and what new costs (like a new screening) may be required

Reputable agencies like ours use these pre-set protocols to ensure you aren’t draining your emotional and financial resources on a cycle that isn’t working.

By having a clear plan for “failed” transfers, we replace fear with a predictable path toward parenthood.

How Rigorous Surrogate Screening Prevents Repeat Heartache

If you’re coming from an independent journey or another agency and facing the difficult decision of whether to rematch or take a break, one thing matters more than ever: the quality of surrogate screening.

At American Surrogacy, our intensive pre-screening and vetting process is designed to reduce avoidable setbacks by identifying potential surrogate-related risks before you move forward.

We don’t rely on surface-level qualifications alone. Instead, our screening process includes multiple layers of review to ensure every surrogate is truly prepared for your specific transfer:

  • Comprehensive medical review: We evaluate complete medical and pregnancy records as soon as a surrogate applies.
  • Clinic-specific approval: After matching, her full file is sent to your fertility clinic for review and approval based on their protocols.
  • In-person physical evaluation: Finally, your clinic conducts its own physical evaluation and testing before giving the official green light.

This thorough approach is built to give you greater confidence and fewer surprises as you move forward.

Why Do We Have to Create More Embryos Before We Can Be Matched with a New Surrogate?

If you’ve used your last remaining embryo, you will need to create more embryos or exploring donor embryos before beginning a new match. While this can feel like an unexpected delay, it’s often a strategic step that saves time, and emotional strain, later in the process.

Once a surrogate match is made, surrogacy logistics tend to move quickly. Medical clearances, legal steps, and cycle preparation can progress faster than many intended parents expect.

If you wait until after matching to begin a new IVF cycle, you may end up in a frustrating holding pattern: your surrogate is fully cleared and ready, but there are no embryos available for transfer. This pause can add weeks or even months to your journey.

Having embryos “in the bank” helps ensure that when your surrogate is medically ready, you can move forward without unnecessary delays, keeping momentum on your side when timing matters most.

With the Right Agency, Switching Surrogates Doesn’t Mean Beginning Again

The biggest fear many intended parents have is that switching surrogates means starting over and losing everything they’ve already invested. At American Surrogacy, that isn’t the case.

We offer a program specifically designed to protect you from the financial and emotional impact of a failed match. Through our Limited Risk Program, your initial investment is protected and you gain access to:

  • Unlimited match attempts without paying the agency matching fee again
  • Fast rematching, with new matches typically available in as little as 1 - 6 months

A medical detour doesn’t have to derail your journey. Our Limited Risk Program is built to protect both your budget and your peace of mind, so you can move forward with confidence.

Connect with a surrogacy specialist to get the expert guidance you need to find the right surrogate for your remaining embryos.

How to Get Started with Surrogacy in 2026

Starting the surrogacy process with a reputable agency in 2026 protects your path to becoming a parent. Start today.

Starting your family through surrogacy is a huge decision. A reputable agency ensures your path to parenthood is protected from start to finish.

When you’re ready, we can walk you through how you’ll find your surrogate and how we protect your savings, so you can stop worrying about the “how” and start looking forward to the ‘”who.”

Fill out our simple form today to take the first steps.

What Does It Mean to Start Surrogacy with a Reputable Agency?

Surrogacy is a life-changing process, and having a professional that you can trust to be there when you need them is vital.

A reputable agency brings a “one-stop” approach to the table, providing the coordination required for managing:

  • Thorough Screening Processes: A reputable agency thoroughly screens their surrogates before you ever see a profile. You shouldn’t have to wonder if a surrogate is ready; the agency should already know she is.
  • High-Quality Matching: A reputable agency uses a national reach to find a match quickly that isn’t just “available,” but is the right fit for your specific family goals.
  • Financial Transparency: Reputable agencies provide clear, upfront cost structures and risk-protection programs. You should never feel like you’re “rolling the dice” with your life savings.

For many intended parents, the decision to start surrogacy comes after years of navigating the emotional toll of infertility. Bekah and Gilad faced this exact reality with secondary infertility.

“I don’t know how long we would have been mourning the loss of not having another child,” Bekah says. “Surrogacy gave us hope through the entire time that we were trying to have this baby. We knew it could be done. It was just a matter of not giving up and finding the right people to help us.”

— Bekah and Gilad, Parents through Surrogacy. Watch their story below.

How to Get Started with Surrogacy: The 2026 Roadmap

The first phase is about getting your questions answered and making a plan We’ve designed our steps to help you move forward without unnecessary delays.

  • Step 1: Get Started with American Surrogacy: Your journey begins by reaching out to our team to create a personalized plan that works for your budget and timeline.
  • Step 2: Find the Best Surrogate Match Quickly: We help you create an Intended Parent Profile and utilize our national reach to find a surrogate who has already passed her medical and psychological evaluations
  • Step 3: Medical and Legal Clearance: Once a match is made, your surrogate completes medical evaluations at your clinic while attorneys draft your surrogacy agreement.
  • Step 4 Embryo Transfer: After the legal contracts are signed, the medical process begins, leading up to the exciting day of the embryo transfer.
  • Step 5: Pregnancy and Welcoming Your Baby: Our specialists provide ongoing support throughout the pregnancy and help you prepare for the moment you welcome your child into the world.

Breaking Down Surrogacy Costs in 2026

We know the costs are a major factor in your decision. Surrogacy in 2026 costs $100,000 - $200,000+ on average.

Agency fees exist to fund the extensive screening, coordination, and support services that keep your journey on track and your surrogate well-cared for throughout the pregnancy.

We offer a Limited Risk Program designed specifically to act as a financial protection measure for our families.

Instead of fearing the “what ifs,” this program offers:

  • Unlimited Matching: You don’t have to pay repeat agency fees if a match falls through.
  • Fee Refunds: If the journey ends without a baby and you have no embryos left, you may be refunded certain fees.
  • Financial Transparency: You will have a clear understanding of where your money goes, and how these costs help you become parents quicker.

Get a financial plan that protects your savings from day one. Learn more about what you’re paying for and our Limited Risk Program.

How Long Does Surrogacy Take?

Surrogacy takes time, usually 14 to 20 months, but we work to keep it as short as possible.

However, the surrogacy timeline and length can vary based on several factors, and we want to ensure you have a realistic expectation of the time involved.

Be wary of programs where matching takes 6 to 18 months; this often happens at other agencies due to limited outreach or matching parents too early in the steps to start the surrogacy process with an agency.

Get a better idea of what your journey could look like with our surrogacy timeline.

How to Find a Surrogate in 2026

Our goal is to help you find a surrogate who is a perfect match for your family’s values. We emphasize a 1 - 6 months match time because we focus on pre-screening all surrogates before they are even shown to you.

This means we have already reviewed her medical records and ensured she meets all physical and psychological requirements before she ever appears on your radar.

Once you find a surrogate you are interested in, we facilitate a connection to ensure the feeling is mutual before moving to the medical “all-clear”

Ensuring Your Surrogate is Protected and Supported

A reputable agency is defined by how it treats the woman carrying your child. When starting the surrogacy process with a reputable agency, ask about their surrogate support systems.

Our goal is for your surrogate to feel supported and respected.

We advocate for both of you to make sure the process is fair. This leads to a better relationship between you and your surrogate.

Legal and Medical Readiness: Preparing for the Transfer

The legal and medical clearance stages are the essential milestones that must be cleared before the physical process can continue. These phases begin immediately after the match is finalized.

  • The Legal Phase: In the legal phase, both you and the surrogate will have your own attorneys when drafting your surrogacy contract. This provides the legal security you need to feel safe.
  • The Medical Phase: After the contracts have been signed, your surrogate will start her specific medication protocol.

Once the clinic gives the medical “all-clear” and the legal contracts are signed, the embryo transfer can take place, marking the official start of the pregnancy phase in your guide to starting the surrogacy process with a reputable agency.

How to Evaluate if a Surrogacy Agency is Right for You

We want to give you unbiased insight so you can choose the best surrogacy agency for your specific needs.

  1. Does the agency fully pre-screen their surrogates before showing you a profile? A reputable agency should be able to prove they have already reviewed medical records, conducted background checks, and completed psychological clearances.
  2. What are their match times? A reputable national agency should be able to offer match times of 1 to 4 months. Longer wait times often indicate a struggle to reach and retain qualified surrogates.
  3. Does the agency offer financial protection? A reputable agency prioritizes your financial security by ensuring that a failed transfer or a broken match doesn’t force you to pay double to start over.

A balanced approach that prioritizes the health and happiness of everyone involved is usually the mark of a truly professional and ethical program.

The First Step: Reaching Out for an Initial Consultation

Knowing how to get started with surrogacy helps turn a complex dream into a manageable reality.

If you’re ready to match with a pre-screened surrogate in 1 - 6 months or simply need a clear breakdown of costs, fill out our form to connect with our specialists and get the clarity you deserve.

Can’t Carry a Pregnancy Due to a Back Injury? Here’s How You Can Still Grow Your Family

A back injury shouldn’t stop you from being a parent. Choose a safe path that protects your health while you grow your biological family.

A back injury or spinal condition shouldn’t end your dream of becoming a parent.

Surrogacy after a back injury offers a safe, medically recognized path to parenthood.

Wondering what surrogacy looks like in your situation? Connect with a surrogacy specialist today to find out.

We are here to help you understand how surrogacy works, the medical reasons why intended parents choose this path, and the specific ways American Surrogacy supports you through every step of the process.

Why Surrogacy for Back Injury Is a Safe Next Step After Being Told You Can’t Carry

When a doctor advises against carrying a pregnancy due to a spinal condition, it can feel like a door is closing on your future as a parent.

Choosing surrogacy for a back injury is a proactive medical decision to ensure you are physically healthy enough to be the parent your child needs.

Pregnancy fundamentally shifts your center of gravity and releases hormones like relaxin that loosen spinal ligaments. For those with existing injuries, this creates a high risk of permanent nerve damage or loss of mobility.

By choosing a gestational surrogate, you are protecting your long-term health while still achieving the dream of a biological child.

Now that you’ve chosen a safer path, the next logical question is: How do I find a surrogate? Learn more about our matching process.

Maintaining a Genetic Connection Through Surrogacy After a Spinal Injury

One of the biggest misconceptions for intended parents with back issues is that their injury affects their fertility. In reality, a spinal injury typically has no impact on egg or sperm quality.

  • Can a woman with a spinal cord injury have biological children? Yes. While carrying a pregnancy may be high-risk, your eggs can be retrieved through IVF to create embryos.
  • The Role of the Gestational Surrogate: In a gestational surrogacy arrangement, the surrogate has no genetic link to the baby.
  • The Result: You maintain a 100% genetic connection to your child. The surrogate provides a safe environent for the baby to grow, but the DNA belongs entirely to you.

What the Surrogacy Process Looks Like for Intended Parents With Back or Spinal Injuries

Becoming a parent through surrogacy follows a structured, supportive path. While the physical strain is handled by your surrogate, you are the heart of every milestone.

  • Step 1: Connecting with Your Agency. Your journey begins with a consultation to discuss your goals. We help you navigate the requirements for “medical necessity” often needed for legal clearance.
  • Step 2: Matching with a Surrogate. You are paired with a fully screened surrogate who understands your situation and is excited to help.
  • Step 3: Legal Protections. Attorneys finalize a contract that outlines everyone’s roles and protects your parental rights.
  • Step 4: Embryo Transfer. Through IVF, your embryos, created from your own eggs and sperm, are transferred to the surrogate.
  • Step 5: Pregnancy and the Big Day. You share the pregnancy experience with your surrogate, attending appointments and preparing for your baby’s arrival. You will be there at the hospital to welcome your child home.

Knowing the steps is one thing; understanding the timeline is another. Learn more about how long the surrogacy process takes and what to expect at each step.

Emotional Realities of Choosing Surrogacy for a Back Injury

Accepting that you cannot safely carry a child is a significant emotional shift.

Even if you are not facing traditional infertility, it is common to experience a sense of grief when a doctor advises against pregnancy for your physical safety.

Surrogacy allows you to transform a medical “no” into a different kind of “yes.” By protecting your spine now, you are ensuring you can physically show up for the years of lifting, playing, and caregiving that follow.

Choosing a surrogate isn’t a “backup plan,” it is a proactive medical decision to prioritize your health while growing your family

Preparing for Parenthood After a Spinal Injury: Post-Surrogacy Considerations

Becoming a parent is a physical job, and if you are living with a back or spinal injury, you need a plan for “adaptive parenting”. This involves setting up your home to minimize spinal strain while you care for your baby..

Consider these tips for caring for a child when you have a spinal cord injury to make your home more accessible:

  • Adaptive Cribs: Look for cribs with side-opening “gates” so you don’t have to lean over a high rail while holding a baby.
  • Height-Adjustable Gear: Ensure changing tables and bath stations are at a height that allows you to keep your spine neutral.
  • Lightweight Strollers: Choose strollers that are easy to fold and lift, or look for models compatible with wheelchairs if needed.
  • Accessible Nursery Layout: Keep all essential supplies at waist height to prevent unnecessary reaching.

Planning for these details now allows you to focus entirely on bonding with your baby once they arrive.

How American Surrogacy Supports Intended Parents Exploring Surrogacy for Back Injury

At American Surrogacy, we provide a specialized support system designed to handle the logistical and financial “heavy lifting,” allowing you to focus on your recovery and your baby.

  • Our intended parents typically find a match within 1 to 4 months.
  • Our Limited Risk Program provides a comprehensive safety net, offering unlimited matching at no extra cost.
  • Every surrogate in our network undergoes an intensive screening process before they are ever presented as a match, saving you from the heartbreak of mid-process medical disqualifications.

By choosing American Surrogacy, you are choosing a partner that prioritizes your family’s timeline just as much as your physical health.

Fill out our simple form today to get started.

I’m Having a Baby via Surrogacy but Can’t Breastfeed Because of Double Mastectomy

Explore safe infant feeding paths, including donor milk and formula, and discover powerful bonding rituals for parents after a mastectomy.

Navigating the transition to parenthood after a double mastectomy brings a unique set of emotional and physical considerations.

Choosing safe alternatives like donor milk or formula allows you to focus on your recovery while providing everything your child needs.

Connect with our surrogacy specialists to ensure you have the resources needed for a smooth transition to parenthood.

What Are My Baby Feeding Options After a Double Mastectomy?

For parents who have undergone significant surgery, the most important thing to know is that your baby has several safe ways to receive the nutrition they need to thrive.

Depending on your situation, you might choose:

  • Infant formula
  • Donor breast milk
  • Milk provided by your surrogate

Many families find that the best approach involves a combination of these methods, allowing for flexibility as you adjust to parenthood.

Using a Supplemental Nursing System (SNS) After Mastectomy

If you deeply desire the physical experience of nursing, a supplemental nursing system (SNS) is a valuable tool.

This device consists of a reservoir filled with formula or donor milk, with thin, flexible tubes that are taped near your nipples.

When the baby latches onto your breast, they receive the milk through the tubes. While this does not produce natural milk after a double mastectomy, it allows for:

  • The physical sensation of nursing for both parent and baby.
  • Sustained skin-to-skin contact during every feeding session.
  • An identical feeding rhythm to traditional breastfeeding.

Many parents find that using an SNS helps bridge the emotional gap caused by surgery, allowing them to feel the unique closeness of nursing while ensuring the baby is fully nourished.

Choosing the Best Formula If You Can’t Breastfeed

When selecting a formula after a mastectomy, you can choose from standard cow’s-milk bases, hypoallergenic options for sensitivities, or organic brands.

  • Standard formulas: Typically cow’s-milk-based and suitable for the majority of healthy infants.
  • Hypoallergenic formulas: Designed for babies with sensitivities or confirmed allergies to cow’s milk protein.
  • Organic formulas: Made with ingredients that meet strict organic farming standards.

Consumer Reports has previously tested various formulas for heavy metal contaminants like arsenic and lead. Following these results, the FDA has worked to strengthen oversight to better protect infants from environmental toxins.

Can My Surrogate Provide Breast Milk?

In some surrogacy arrangements, the surrogate may provide breast milk after birth.

Because a double mastectomy makes breastfeeding impossible, discussing this during the initial matching phase ensures everyone is aligned.

This arrangement should be clearly defined in your surrogacy contract to cover the surrogate’s time, supplies, and shipping logistics.

At American Surrogacy, our specialists act as a bridge during these conversations, helping you navigate the request with transparency and respect so that the focus remains on a healthy, collaborative partnership.

How to Access Donor Milk Safely

Donor milk is an excellent alternative if you want your baby to receive breast milk but cannot provide it yourself.

The FDA recommends using only milk from accredited banks, such as those associated with the Human Milk Banking Association of North America (HMBANA).

While donor milk is a safe option, it typically costs $3 to $5 per ounce to cover processing.

While donor milk provides essential nutrients, it typically costs between $3 and $5 per ounce to cover screening and processing fees. It is crucial to avoid unvetted online milk-sharing communities, as unscreened milk can carry risks of infectious diseases or exposure to medications.

Bonding With Your Baby Without Breastfeeding

Many parents worry they might miss out on the biological connection formed during nursing.

However, bonding is not dependent on the source of the milk, but on the presence, touch, and responsiveness you offer. You can grow that connection deeply through intentional feeding rituals:

You can grow that connection deeply through intentional feeding rituals:

  • Skin-to-skin contact: Holding your baby against your bare chest during bottle feeding regulates their heart rate and promotes security.
  • Gazing: Maintaining eye contact during feeds helps your baby learn your expressions and feel recognized.
  • Scent cloths: Keeping a soft cloth against your skin and then placing it near the baby helps them associate your scent with comfort.

Overcoming Guilt When You Can’t Breastfeed

It is natural to feel a sense of loss when a medical necessity changes how you imagined your first days of parenthood.

However, nourishment is a holistic act. By choosing a safe feeding alternative, you are protecting your recovery and ensuring you have the energy and health required to be fully present for your child.

If these feelings become overwhelming, seeking professional counseling can help you process your emotions and reframe your perspective on nourishment.

At American Surrogacy, we provide the expert surrogate screening, matching, and emotional support needed to navigate these sensitive post-birth details.

Start your journey with us today and take the final steps toward parenthood with peace of mind.

Is it Selfish to Use a Surrogate Because I’m Scared to Have Another Baby after a Traumatic Birth?

Considering surrogacy after birth trauma? Learn how gestational surrogacy offers a safe, empowered way to grow your family without a high-risk pregnancy.

Choosing surrogacy after a traumatic birth is a protective, responsible decision that prioritizes your health so you can be the parent your children deserve.

By working with a surrogate, you can grow your family without the constant threat of a medical or mental health crisis.

Want another baby but scared to get pregnant again? ​Connect with a specialist today to learn how you can grow your family while prioritizing your health and your family’s stability.

I want another baby but I’m scared to get pregnant again. Is it selfish to use a surrogate?

It is not selfish to use a surrogate when you are scared to get pregnant again; in fact, for many parents, it’s the most loving thing they can do for their existing family.

There is a common misconception that surrogacy is a “luxury” or a shortcut, but for those who have survived a traumatic birth, it is a medical and emotional safety plan.

Your well-being matters. By choosing surrogacy, you are making sure that the story of your next child’s birth is defined by preparation and peace, rather than the fear you experienced before.

Understanding Birth Trauma and PTSD: Why Your Fear is Valid

If you feel a deep, physical sense of dread regarding a delivery room, your body is likely reacting to birth trauma and PTSD.

Postpartum PTSD is a clinical condition that goes beyond “nerves”; it is a neurological response to a past life-threatening event. It can manifest as flashbacks, severe anxiety, and panic attacks triggered by the physical sensations of pregnancy or the environment of a hospital.

When you are scared to have another baby after traumatic birth, your brain is functioning as it was designed, to protect you from a perceived threat.

Choosing surrogacy for PTSD is a medically sound way to respect your body’s biological limits. It allows you to separate the joy of adding to your family from the physical triggers of gestation and delivery.

What is Secondary Tokophobia?

Secondary Tokophobia is an intense, pathological dread of future pregnancy and childbirth. While PTSD stems from past trauma, tokophobia is evoked by potential future threats.

You may experience one, or you may find yourself navigating both simultaneously.

For many, the fear is so paralyzing that it acts as a physical barrier to family planning, even when the desire for another child is overwhelming.

Surrogacy offers a way to separate the trauma of the process from the joy of the person, your child. It is a solution that acknowledges you don’t have to sacrifice your mental health to be a mother again.

Can I Choose Surrogacy for Birth Trauma PTSD or Secondary Tokophobia?

Yes, surrogacy is an increasingly common path for parents whose medical history includes birth-related trauma. We are living in a time where we finally recognize that mental health is health.

If your doctor or therapist agrees that a repeat pregnancy would be detrimental to your physical or mental well-being, surrogacy is a legitimate medical alternative.

By normalizing surrogacy for anxiety and PTSD, you are helping to break the stigma for other parents who feel “broken” because they can’t imagine going through birth again. Many parents find that once they decide on surrogacy, the constant weight of fear lifts.

If You Experienced Pregnancy or Birth Complications

If your previous delivery involved critical complications, your OBGYN may explicitly advise against carrying another child.

Common medical reasons to choose surrogacy include:

  • Preeclampsia: This can lead to life-threatening complications for both you and the baby. Surrogacy after preeclampsia is a common way to grow your family without the risk of stroke or organ damage.
  • Postpartum Hemorrhage: If you had an emergency during your last delivery, the thought of a repeat can be terrifying. Having a baby after postpartum hemorrhage through surrogacy removes that emergency risk from your plate.
  • Uterine Rupture: Because this is a major medical emergency, surrogacy after uterine rupture is often the only way to safely have another biological child.
  • Cardiomyopathy: Heart issues during pregnancy can be fatal, making surrogacy a life-saving alternative.

In these cases, attempting another pregnancy could pose a significant risk to your life or the life of your future baby. Surrogacy allows you to prioritize your survival and long-term health so you can be the parent your current and future children need.

Moving Toward a Plan Without the Pressure

Acknowledging that your health requires a different path is a significant emotional milestone.

Often, the next hurdle is the logistical one: understanding the investment required for surrogacy.

We believe that financial clarity is a vital part of your emotional well-being. Knowing exactly what to expect helps remove the “overwhelming” feeling that often follows a medical crisis.

You can [view our transparent fee structure here] to see how we protect your investment while prioritizing a safe delivery.

How Surrogacy Can Be a Healing Path After a Traumatic Birth

Many parents find that surrogacy is actually a healing experience. It allows you to reclaim the joy of growing your family without the shadow of medical trauma hanging over every milestone.

This path ensures that when your baby is born, you aren’t recovering from a major surgery or a terrifying ICU stay. You are healthy, you are present, and you are ready to hold your baby.

This shifts the entire family dynamic from one of crisis to one of celebration. It’s a way to prove to yourself that birth doesn’t always have to be scary, it can be a collaborative, supported, and safe experience.

Why Surrogates Choose This Path

One of the biggest hurdles for parents is the fear that they are “passing their trauma” onto a surrogate. It’s important to remember that surrogates are not “victims” of this process.

This partnership is built on a foundation of safety, starting with strict medical standards.

To qualify, a surrogate must have a history of healthy, low-risk pregnancies. If a woman has experienced major complications—like severe preeclampsia or significant hemorrhaging—she is medically disqualified. You are partnering with someone whose body has proven it can handle pregnancy with resilience.

Beyond clinical requirements, these women are often driven by a sense of purpose and the unique gift they can provide. They take pride in being the person who can provide a stable environment for your baby to grow.

Managing Complex Emotions: Guilt, Grief, and Empowerment

It is completely normal to feel a messy mix of guilt and grief as you look into surrogacy. You might feel like your body “failed” or grieve the fact that you won’t be the one feeling those first kicks.

These are common feelings when dealing with birth trauma, and they don’t mean you’re making the wrong choice.

You are being an incredible parent before your child is even conceived. By choosing surrogacy, you are making a decision to ensure your child has a healthy, present mother. That isn’t a failure, it is an act of protection.

You Deserve a Safer Way Forward

Your past birth experience does not have to dictate your future as a parent.

By choosing surrogacy, you are ensuring that your next child’s arrival is a celebration of life, not a struggle for it. Connect with us now to start your journey toward a supported path to parenthood.

Not ready to talk yet? Learn more about the medical requirements, the matching process, and how we prioritize the mental health of our families.

Surrogacy after the Loss of a Partner: Posthumous Reproduction

Honoring a partner through posthumous reproduction is a courageous path. Learn how to navigate IVF and surrogacy to protect their legacy.

Losing a partner is an unimaginable tragedy, especially when you were in the midst of planning a future together.

You can honor your partner’s legacy and fulfill your shared promise of parenthood through posthumous reproduction and surrogacy.

You might be ready to begin the matching process today, or you may need help navigating the logistics. Fill out our form to get empathetic, expert-led support from a surrogacy specialist today.

What is Posthumous Reproduction?

Posthumous reproduction is a term used by the medical and legal communities to describe the use of a deceased person’s genetic material, such as sperm, eggs, or embryos, to conceive a child.

For many, it is a way to hold onto a piece of a life cut short and to fulfill the dreams of a family that you and your partner built together.

Protecting Your Partner’s Legacy: Why a Surrogate is Vital in Posthumous Journeys

We understand that in posthumous journeys, your embryos are more than medical assets; they are irreplaceable links to your partner.

Because you may have a limited number of embryos or gametes, the margin for error in the medical process is significantly smaller.

Our screening focuses on surrogates who have successfully carried pregnancies before to maximize the potential of every single transfer.

By choosing a surrogate who has passed a rigorous screening process, you minimize physical variables and give your partner’s genetic material the best possible chance of a successful birth.

Learn how our screening process protects your partner’s genetic legacy.

Understanding the Posthumous Surrogacy Process

If you are ready to move forward, the surrogacy process provides a structured medical and legal framework to bring your child into the world.

By working with an agency, you gain a dedicated specialist who coordinates between your IVF clinic, your surrogate and legal counsel to ensure state laws and clinic protocols are met.

  1. Initial Consultation: Contact a surrogacy specialist to review your medical history, existing embryos or gametes, and the legal documentation regarding your partner’s intent.
  2. Surrogate Matching: We connect you with pre-screened surrogates. Once you find a match, the surrogate undergoes a final in-person medical evaluation at your clinic to finalize the match.
  3. Legal Contracts: Attorneys will draft an agreement that establishes your rights as a single parent and confirms the legal authorization to use your partner’s genetic material.
  4. Embryo Transfer: Following legal clearance, the IVF clinic performs the transfer, and your agency specialist coordinates all communication between you, the surrogate, and the medical team.
  5. Parentage and Birth: In many states, your attorney will file for a Pre-Birth Order (PBO) during your pregnancy to establish your rights before delivery. In other jurisdictions, a Post-Birth Order or administrative process is used shortly after the birth to achieve the same result.

Preparing for Your Surrogacy Journey

At American Surrogacy, we require intended parents to have viable embryos ready for use before the official match with a surrogate is finalized.

This is a protective measure for both parties; it ensures the surrogate is not waiting on medical procedures that may have uncertain outcomes, and it allows you to move directly into the legal and medical transfer phase once you find the right person.

If You Already Have Embryos

If you and your partner previously created and stored embryos, you are in the best position to begin the matching process immediately.

Connect with a surrogacy specialist today to take the next step.

If You Have Preserved Sperm or Eggs

If you have your partner’s preserved gametes but have not yet created embryos, your first step is working with a clinic to create embryos.

You do not have to wait for embryos to be ready to contact an agency. While you cannot be officially “matched” or medically screened until embryos are viable, you can still complete your surrogacy planning questionnaire and intended parent profile in the meantime.

Starting these steps now ensures that as soon as your embryos are ready, your agency can immediately begin your search for a surrogate.

Navigating the Legal and Ethical Landscape

The legalities of posthumous reproduction vary significantly by state. It is critical to address these three areas immediately:

  1. Written Consent: Most clinics and courts require clear, written intent from the deceased partner expressing their desire for their genetic material to be used posthumously.
  2. Social Security and Inheritance: Laws regarding whether a posthumously conceived child is considered a legal heir vary. You will need a surrogacy professional to help navigate these “what ifs”.
  3. Clinic Policies: Every IVF clinic has different protocols for the release of gametes after a death. Ensure your legal team coordinates directly with your medical providers.

We can help you find a reputable attorney to ensure your partner’s documented wishes are honored by courts and clinics alike.

Navigating Parenthood After Loss

Choosing to pursue parenthood after the loss of a partner is a courageous step that often exists in the space between mourning and hope.

You might be continuing a process you started together or starting a new chapter to honor your shared dreams. It is natural to feel a mix of profound sorrow and quiet excitement during this time.

This journey carries significant weight because of the deep emotional connection to your partner’s genetic material. We recognize that you are fulfilling a promise made to the person you loved.

Our role is to provide a stable, professional environment so you can focus on your emotional wellbeing while we manage the complexities of the surrogacy process for you.

Take the Next Step Toward Your Shared Dream

When you are ready to explore your options, we are here to help.

Would you like to speak with someone who understands the unique nuances of posthumous surrogacy? Speak with a specialist about your specific situation.

Are Surrogacy Expenses Tax Deductible in 2026?

Direct surrogacy costs aren’t deductible, but IVF costs often are. Use these tax savings to help fund your surrogacy process.

Direct surrogacy tax deductions are restricted, but intended parents can often deduct IVF costs.

You can use these IVF tax write-offs to reduce your taxable income and redirect those recovered savings to help fund your surrogacy journey.

Reach out to a surrogacy specialist today to receive a cost estimate and discover how tax savings can help fund your surrogacy.

In this guide, we’ll explore the recent IRS rulings, identify which fertility expenses qualify for deductions, and show you how to maximize your budget while building your family.

Understanding the IRS Ruling: Are Surrogacy Expenses Tax Deductible?

No, direct surrogacy costs like agency fees and surrogate compensation are not tax deductible.

A recent IRS Letter Ruling has clarified the boundaries of the surrogacy tax deduction for intended parents.

While the IRS approves medical deductions for fertility procedures performed on the tax payer (in this case, the intended parents), it continues to deny deductions for costs tied directly to the surrogate’s medical care.

The legal distinction relies on the requirement that deductible medical expenses must “affect the structure or function” of the taxpayer’s own body.

Because a gestational carrier is a third party, her medical insurance, legal fees, and pregnancy-related care are currently considered non-deductible by the IRS, even if the surrogacy is medically necessary.

Learn more about IVF tax write-offs.

What IVF Costs Count as Tax Deductible?

To be deductible, costs must be incurred for treatments performed on the taxpayer, their spouse, or a dependent.

The following IVF-related costs generally qualify as tax-deductible medical expenses

  • Fertility medications and laboratory fees.
  • Procurement of donor eggs and sperm.
  • Medical procedures for egg retrieval and embryo creation.
  • Storage fees for embryos, when tied to immediate medical necessity.

How to Use IVF Deductions to Offset Surrogacy Costs

A tax deduction saves you money by lowering your taxable income, which indirectly reduces the total amount of tax you owe to the government.

Although surrogacy is ineligible for a direct tax deduction, the IVF portion of your journey remains a viable medical expense.

By strategically applying these deductible costs, you can reduce your overall taxable income and reallocate those saved funds toward other areas of your surrogacy journey.

Learn more about surrogacy costs.

Calculating Your IVF Tax Deduction

You can only subtract medical costs from your taxes after they exceed 7.5% of your total yearly income (your AGI).

Any money you spend on medical care below that amount doesn’t count for a deduction.

To calculate your potential tax savings, you must first determine which expenses are qualified and then apply the IRS threshold for medical deductions.

Example calculation:

  • Your Adjusted Gross Income: $100,000
  • 7.5% of that: 100,000 x 0.075 = $7,500
  • Your IVF Costs: $20,000

After you subtract the $7,500 threshold from your total IVF costs, you are left with a $12,500 tax deduction. This remaining amount is what you actually get to subtract from your taxable income to help fund your surrogacy.

Why You Should Consult a Tax Professional About IVF Tax Deductions for the 2025 Tax Year

IRS rules regarding reproductive health are nuanced and subject to change.

A knowledgeable advisor can help assess how expenses should be categorized, evaluate eligibility for applicable credits or deductions, and ensure compliance with current IRS rules.

This is especially important if you are considering requesting a private letter ruling, which requires precise factual framing, technical tax analysis, and careful documentation.

Professional guidance can help minimize risk while ensuring you take full advantage of any tax benefits that may be available based on your specific circumstances.

Have Questions About Surrogacy Costs? We’re Here to Help

Our specialists are here to provide the cost transparency and personalized guidance you need to turn your tax savings into a viable plan for parenthood.

Reach out to a surrogacy specialist today to get a clear breakdown of your costs and how to leverage your tax savings.