Category: General Surrogacy Info

Looking for an introduction to gestational surrogacy? These articles offer the basic surrogacy information you need to know.

Is Surrogate Money Taxed?

You may have questions about how taxes come into play with your surrogate income. In this article, we break down whether or not your surrogate compensation will be taxed.

While surrogacy can create a worthwhile income for many surrogates, you might be wondering how this income relates to an income from a 9 to 5 when tax season approaches.

To get personalized support with being a surrogate and taxes, fill out our online form today.

Returning surrogate? To help another family begin their parenthood journey, contact us through the form above.

So, do surrogates get taxed? The answer depends on your situation.

Does Surrogate Pay Get Taxed?

Some agencies or escrow services may send you a 1099 form, which would mean you’d be required to file your surrogacy income. You won’t have any taxes taken out of the income you receive from being a surrogate mother.

Which means, you will have to set aside some money or find other resources to pay the taxes on it. Your surrogacy specialist and surrogacy attorney will help you find any resources to ensure you are filing your taxes correctly.

However, you may not receive a 1099 form, which is also somewhat common. A good surrogacy lawyer should include a clause about the taxes of surrogate income in your surrogacy contract. It should include who is responsible for paying the taxes that a surrogate may or may not incur on their surrogate compensation.

You should have a conversation about how your income will be taxed and how to handle it come tax season with your attorney so you can be well prepared.

Follow us on Instagram to stay up to date on the latest news surrounding surrogate compensation, insight from surrogates and intended parents and more.

How Does Surrogate Income Get Exempt?

  • Gift – You may be able to avoid taxes by claiming the income as a gift from the intended parents. This is the most common way to make your surrogate income tax-exempt.
  • Pain and Suffering – Surrogacy doesn’t exactly meet the list of excludable injuries listed in Sec 104 of the Internal Revenue Code that describes qualified non-taxable incomes due to pain and suffering. However, some tax professionals may recommend this route. This isn’t the most common way to make your surrogate income tax-exempt., and is not recommended.
  • Pre-Birth Child Support – Since child support is tax-exempt, filing your surrogacy income as pre-birth child support can help you avoid tax liability. Again, this is not common, and professionals are not sure how this would hold up in court.

Talk With a Tax Specialist

You should always talk with a professional in the industry when it comes to sorting out your taxes. While your surrogate income is yours to spend how you wish, it’s important to be aware of how the IRS will view your income.

Talking with your accountant, a tax specialist or your surrogacy attorney is a good idea before making any major purchases with the income.

In most cases, your surrogacy attorney will be able to assist you through this process. They will also generally be able to find a reason to prevent you from needing to pay taxes on the compensation.

If you have more questions about your gestational surrogate compensation and taxes, fill out our online form or contact us today at 1-800-875-2229 (BABY).

Disclaimer: The information in this article should not be taken as financial or legal advice. Please contact a tax lawyer for information on tax laws in your state.

Navigating Surrogacy in the Military

Surrogacy can be a fulfilling path to parenthood for military families, but it comes with unique challenges and opportunities.

Surrogacy for military families offers hope for many longing to have the family of their dreams, but it comes with unique challenges.

Frequent moves, deployments and work-life balance can impact the surrogacy journey.

If you’re currently active military, contact us online now to learn how we can support you during your journey to parenthood.

In this article, we’ll provide an overview of what you should know about surrogacy in the military, including how deployment might affect the process, the role of Tricare and how to find a surrogate who understands military life.

Navigating Surrogacy in the Military

Military surrogacy is an option for service members and their families who want to grow their families when other paths to parenthood, such as IVF, may not have been successful.

However, the military lifestyle presents unique challenges including:

  • Frequent Moves and Deployment: Military families often face being far from their surrogate during key moments, including the birth.
  • Work-Life Balance: Active-duty military surrogacy service members may need to plan for leave to meet their new baby or attend key appointments.

But with the right agency, you can enjoy the advantages of surrogacy in the military such as:

  • Quick Matching Times: At American Surrogacy, we offer 1-6 month matching times, allowing you to start your journey without delays, even if you’re facing the pressures of military life.
  • Surrogates Familiar with Military Life: We work with surrogates who are comfortable and experienced with the unique needs of military families, including understanding deployment and relocation challenges.
  • Comprehensive Support: Whether you are stationed overseas or across the country, we provide consistent support throughout the entire process to ensure you remain connected and informed, even when you may be far away.

Active-Duty Military Surrogacy: Important Considerations

If you or your spouse is on active duty, military surrogacy requires careful planning:

  • Leave Policies: Active-duty service members should plan their leave around the surrogate’s due date and other critical milestones. Military leave policies vary, so it’s important to confirm the specific details with your commanding officer.
  • Deployment Challenges: Being far from your surrogate during key milestones is common. We help match you with surrogates who are comfortable working with military families.
  • Medical Coverage: While Tricare may cover fertility treatments, it does not cover the medical expenses related to the surrogate. It’s important to budget for these costs or explore additional resources to manage expenses.

By partnering with us, you can find a surrogate who’s prepared for the realities of military life. Start your search for the right surrogate by contacting us online or check out our available surrogates’ page.

Military Spouses and Surrogacy

When one spouse is deployed, managing a surrogacy journey can feel overwhelming, but it’s entirely possible with proper planning and support.

While deployments can make it difficult for both partners to be present during key moments of the surrogacy journey, there are ways to navigate this challenge.

Here are some key considerations for the non-deployed spouse:

  • Keeping Your Deployed Spouse Informed: Regular updates, including video calls or photos from appointments and milestones, can help your partner feel involved in the journey, even from a distance.
  • Legal and Medical Coordination: Handling the legal and medical aspects of surrogacy may be more challenging for the non-deployed spouse. With American Surrogacy, we offer a dedicated team that can help guide you through these steps.
  • Planning for the Birth: The non-deployed spouse will need to make arrangements for the birth and be prepared to travel if needed. Depending on the deployment and leave policies, it may be possible for the deployed parent to take emergency leave or have video communication during the birth.

Does Tricare Cover Surrogacy?

Unfortunately, Tricare does not cover surrogacy.

If you’re considering IVF as part of your surrogacy journey, Tricare may provide coverage for the IVF process but not for the costs associated with the surrogate’s medical care.

While Tricare doesn’t cover all surrogacy expenses, it’s important to understand what is covered and explore other financial options available to military families.

If you have questions about how Tricare might fit into your surrogacy journey, contact us today.

Does the Military Pay for Surrogacy?

The military does not directly pay for surrogacy, as military insurance programs like Tricare do not cover surrogate compensation or the medical expenses of the surrogate herself.

Although the military won’t cover all your surrogacy expenses, there are other ways to finance your family-building journey:

Military Employer-Benefits

Some military employers and affiliated organizations offer adoption and surrogacy benefits, which may include:

  • Assistance with Medical Costs: Certain military-sponsored programs may provide partial coverage for fertility treatments, which can reduce overall surrogacy expenses.
  • Paid Leave Benefits: Active-duty service members may qualify for parental leave after their child is born, making it easier to bond with your baby.
  • Reimbursement Programs: Some military-affiliated employers offer reimbursement for family-building expenses, including IVF and surrogacy.

If you’re unsure whether your employer provides military surrogacy benefits, contact your HR department or military personnel office.

Grants and Nonprofit Support for Military Surrogacy Families

Several organizations and grants cater specifically to families pursuing surrogacy in the military or other family-building options:

Surrogacy After Deployment and Transitioning to Civilian Life

For military families who are transitioning out of active duty or dealing with post-deployment, surrogacy is still a viable option.

The transition back to civilian life can be challenging, and planning for a surrogacy journey might feel overwhelming.

Working with a surrogate and agency experienced in military surrogacy can help simplify this process, ensuring you’re fully supported even after deployment ends.

How to Begin Your Military Surrogacy Journey

Starting surrogacy in the military is simple with American Surrogacy. Even if you’re deployed during your surrogate’s pregnancy, we’ll help you stay involved with regular updates and support.

Military families face unique hurdles when pursuing surrogacy, but with the right agency, you can overcome them.

Let us help you turn your dream of parenthood into reality. Contact us today to start your military surrogacy journey!

Planning Your Second Surrogacy Journey

Building your family with a second surrogacy journey can be a rewarding experience. Learn about sibling surrogacy journeys, the benefits of working with the same surrogate, cost considerations, financing options, and tips for planning a smooth process.

Expanding your family is an exciting milestone, and for many families who’ve already experienced the joy of surrogacy, a second surrogacy journey for a sibling can help you expand your family even further.

Whether you’re pursuing a surrogacy sibling journey with the same surrogate or starting fresh with someone new, American Surrogacy is here to support you every step of the way.

Contact us now to speak with a surrogacy specialist who can help you plan your second surrogacy journey.

From understanding the benefits of repeat surrogacy journeys to navigating costs and timelines, this guide will help you plan for a smooth and fulfilling experience.

What Is a Surrogacy Sibling Journey?

A sibling surrogacy journey involves using surrogacy to have a second child after previously using surrogacy to have a child.

Many intended parents prefer working with the same surrogate, as it fosters continuity and strengthens bonds between both families.

Benefits of a Repeat Journey with the Same Surrogate

If your first surrogacy journey was a success, continuing with the same surrogate offers numerous benefits:

Established Trust and Relationship

The connection you built during your first journey allows for seamless communication and mutual respect, creating a positive foundation for your second journey.

Familiarity with the Process

Both you and your surrogate already understand the steps involved. From medical procedures to emotional preparation, this familiarity often makes a second surrogacy journey smoother.

Proven Success

A surrogate with a successful pregnancy history gives you peace of mind, knowing she’s capable of carrying your child to term.

Time Savings

You won’t need to undergo the time-intensive matching process again if your surrogate is available and willing to help.

If your surrogate cannot continue, our thorough pre-screening and active marketing ensure you’ll be matched with a new qualified surrogate quickly and confidently. Contact us today to learn more.

How Much Does a Second Surrogacy Journey Cost?

Surrogacy costs around $100,000 - $200,000+ on average.

Costs can vary depending on your circumstances, but here are a few key points to consider before you begin a second surrogacy journey:

  • No Matching Fees (in Some Cases): If you’re continuing with the same surrogate, you may save on the matching process fees.
  • Higher Surrogate Compensation: Surrogates often receive higher compensation for a second journey, reflecting their experience and commitment.
  • Additional Medical Costs: Depending on the time between pregnancies, you may need updated medical screenings or fertility treatments, such as embryo creation or transfer procedures.

Affording a Second Surrogacy Journey

Surrogacy is a significant investment, and a surrogacy sibling journey may feel financially daunting — especially if your first surrogacy experience was recent.

Here are some financing tips to help make the costs more manageable:

Surrogacy Loans

Surrogacy loans can be an excellent option for intended parents looking to spread out the cost of their second surrogacy journey.

Several lenders specialize in fertility and surrogacy financing, offering flexible terms to fit your budget:

  • BetterMed: This company offers low-interest loans tailored to fertility treatments and surrogacy expenses, with quick approval times and flexible repayment options.
  • Sunfish: A popular choice for family-building loans, Sunfish provides customizable loan amounts and extended repayment periods to make surrogacy more accessible.
  • CapexMD: Known for its expertise in fertility financing, CapexMD partners with clinics and agencies to provide seamless payment options and affordable interest rates.

By choosing a specialized lender, you can ensure that your financing is tailored to the unique needs of your surrogacy journey.

Grants for Family-Building

Grants are another valuable resource for families wanting to have a second child through surrogacy.

While these grants can be competitive, they offer significant financial support:

Personal Savings or Fundraising Campaigns

Many families choose to rely on personal savings or creative fundraising efforts to finance their second surrogacy journey.

Here are some ideas to consider:

  • Savings Plans: Start a dedicated savings account specifically for surrogacy expenses. Automating monthly contributions can help you stay on track.
  • Crowdfunding Platforms: Websites like GoFundMe allow you to share your family-building story and raise funds from friends, family, and even strangers who want to support your journey.
  • Community Fundraisers: Host events such as bake sales, charity runs, or online auctions to generate funds while sharing your story.
  • Employer Benefits: Check with your workplace to see if they offer family-building assistance or reimbursement programs. Some companies have begun to recognize the importance of supporting employees with fertility and surrogacy benefits.

Take time to assess your financial situation before beginning. If you’re pursuing surrogacy soon after your first journey, consider the impact of consecutive costs on your budget.

We offer financial protection and transparent cost estimates to help you stay prepared. Contact us now to speak with a specialist about your financing options.

Tips for Planning a Smooth Surrogacy Sibling Journey

Evaluate Your Family Goals

Consider your ideal timeline for expanding your family and whether additional embryos need to be created.

Connect with Your Agency

Your agency can guide you through every step, from determining your timeline to ensuring your surrogate is ready.

Give the Surrogate Time to Recover

Medical guidelines recommend a minimum of 12-18 months between pregnancies to allow a surrogate’s body to heal fully.

Communicate Early and Openly

If you’re hoping to work with the same surrogate, check in with her early to discuss her availability and interest in a second journey.

Plan for Additional Screenings

Depending on the time elapsed; you may need to update medical and psychological evaluations for both the surrogate and yourself.

Start Your Second Surrogacy Journey Today

A surrogacy sibling journey offers the unique opportunity to grow your family while strengthening bonds with your first child’s surrogate — or creating new connections with a different surrogate.

At American Surrogacy, we’re committed to guiding you through every step, whether you’re planning a repeat journey or starting fresh.

Ready to grow your family? Contact us today to get personalized support and start planning your second surrogacy journey with confidence.

How to Prepare to Be a Surrogate Mother in 2025

With these tips and guidance, you’ll be well on your way to preparing for a successful surrogacy journey in 2025. Our team is here to support you every step of the way.

Becoming a surrogate is one of the most rewarding decisions you can make. Not only do you help a family grow, but you also earn meaningful compensation and experience the unique bond that comes with giving the gift of life.

We’ve got everything you need to know, from the initial steps to navigating the surrogacy process, so you can confidently start your surrogacy journey today.

Ready to make a difference? Start your surrogacy application now to see if you’re a good fit!

How to Prepare to Be a Surrogate Mother

Step 1: Meet the Surrogacy Requirements

The first step to preparing to become a surrogate is ensuring you meet the necessary requirements. These may vary slightly depending on the agency, but typically include:

  • Age range 21-40 years old
  • A healthy BMI and good physical health are essential.
  • You need to have had at least one healthy pregnancy
  • Currently raising a child
  • No major complications from previous pregnancies

Additionally, avoid getting tattoos at least 12 months prior to the surrogacy process and refrain from antidepressants for a year before starting.

Step 2: Commit to the Time Frame

Surrogacy is a long-term commitment, often taking 12-18 months from start to finish.

This includes the time spent on medical screenings, fertility treatments, the pregnancy itself and recovery. It’s important to evaluate your personal and professional life to ensure you can make this commitment.

Make arrangements with your job, family and social obligations and ensure you’ll be able to stay in the same geographical area during this period.

Planning for the long haul? Start making arrangements for the coming months by speaking with a surrogacy specialist today.

Step 3: Make the Appropriate Work Arrangements

As you prepare for this incredible journey, you’ll need to consider your work situation.

Some employers offer maternity leave, but if yours doesn’t or if you expect to lose wages during your pregnancy, you can negotiate this into your surrogate compensation package.

Make sure to check with your human resources department or boss to understand their maternity leave policy and inform them of your plans.

We can help make sure your surrogate compensation package covers these potential losses.

Step 4: Talk to Your Family

Becoming a surrogate is a team effort, and your family’s support is crucial for a smooth and positive experience.

Sit down with your spouse, children and other family members to discuss the journey. Open communication helps everyone understand the process and the emotions that may come up.

This step is an important part of creating a positive experience for everyone involved.

Step 5: Cultivate Healthy Habits

Taking care of your body is one of the best ways to ensure you meet the requirements to become a surrogate and to achieve and sustain a healthy pregnancy.

Preparing physically and mentally will not only help you feel your best but also ensure that you’re giving your intended parents the best chance for success.

Here are some tips to get you ready:

  • Start taking prenatal vitamins
  • Cut back on alcohol and caffeine
  • Get moving with light exercise, such as walking or yoga
  • Prioritize a balanced, nutritious diet
  • Speak with a mental health counselor to ensure emotional readiness
  • Connect with a surrogacy specialist to guide you through the process

These healthy habits will help you stay strong, both physically and mentally, throughout the surrogacy process.

Step 6: Legal and Financial Considerations

You’ll earn surrogate compensation starting anywhere in the range of $50,000-$110,000 depending on your experience and the cost of living in your area.

You are compensated for your time and energy that you’re dedicating toward helping someone else have a family. Your compensation will also include reimbursements for medical expenses and any other costs associated with the surrogacy process.

We will also guide you through the legal process, which includes contracts outlining the responsibilities and rights of all parties.

It’s important to have a clear understanding of what to expect and feel confident in the arrangements you’re making.

Questions about surrogate compensation? Contact us today to learn how much you can earn as a surrogate.

Why Surrogacy is Worth It

Becoming a surrogate allows you to bring joy to families who might otherwise never have the chance to experience parenthood while earning compensation to support your family’s future.

It’s a beautiful journey that requires preparation, but the experience is worth every step.

Are you ready to begin your surrogacy journey in 2025? Contact us now to get started, and let’s make your surrogacy dream a reality.

How Long Does it Take to Match With Intended Parents?

Discover why matching with intended parents through American Surrogacy is faster than ever. Learn about our 1-6 month wait times, pre-screening process and the types of intended parents you could work with. With our help, you’ll find the right match sooner than you think.

At American Surrogacy, matching with intended parents typically takes just 1 - 4 months.

If you’re looking for intended parents, contact us online now to speak with a specialist about finding the right match.

By working with us, you’ll take the first step helping a hopeful couple achieve their dream of parenthood while earning life-changing income for your family’s future.

Below, we’ll explore what makes short matching times possible and what to look for in intended parents.

Join our community of surrogates. Follow @american_surrogacy for the latest insights and support.

How Long Does it Take to Match With Intended Parents? [Our Short Wait Times]

You could be matched with intended parents within 1 - 4 months. This means you get to start earning your surrogate compensation sooner while making dreams come true.

Our wait times are shorter than the industry average, which can extend to 12 months or more with some agencies.

Here’s how we keep wait times low:

Thorough Pre-Screening

Every intended parent and surrogate undergoes a rigorous pre-screening process. This ensures compatibility and eliminates unnecessary delays.  

You can be confident that you’re working with committed and prepared intended parents.

“American Surrogacy really took the time to really be like ‘This couple would be a great match for this person’ You’re matching on things where all of you have to align. Because this is a long journey, you should very intentional on who it is that you match with.” – Jade, one of our surrogate mothers.

Targeted Marketing

We don’t wait for intended parents to find us — we find them. Our active outreach connects with highly qualified intended parents, including:

  • Infertile couples looking for a surrogate
  • Gay couples looking for a surrogate
  • Single parents eager to grow their family
  • Couples with medical challenges preventing pregnancy

By casting a wide net, we ensure a steady flow of hopeful intended parents.

Balanced Client List

We maintain a carefully balanced list of intended parents and surrogates. This prevents overcrowding and ensures you’re not competing with dozens of other surrogates for the same match.

Ready to experience the benefits of working with an agency that values your time? Contact us today to find intended parents and learn more about our matching process.

Why Does the Matching Timeline Vary?

While the typical wait time is 1 - 4 months, individual timelines may vary based on factors such as:

  • Surrogate Preferences: If you have specific requirements for the intended parents, such as working with a same-sex couple or single parent, your wait time may be slightly longer to find the perfect match.
  • Geographic Location: Matches often depend on location compatibility for logistical reasons, such as medical visits and travel.
  • Agency Demand: During times of high demand for surrogates, your match may happen faster.

By understanding these factors, you can set realistic expectations while still benefiting from American Surrogacy’s industry-leading wait times.

How to Find Intended Parents

After you have met our surrogate requirements and undergone our preliminary screening, we can get to work locating the right match for you.

Our matching process includes the following steps:

  1. Clinic Approval: If intended parents select your profile, we send your medical records to their fertility clinic for review. This can take 1-2 weeks.
  2. Profile Review: Once you’ve been approved, the clinic will send you the intended parents’ profile to review.
  3. Zoom Call: If you like the family, we will set up a Zoom call so you can get to know each other.
  4. Accept the Match: If you and the intended parents determine you’d like to move forward together, the match will be finalized.
  5. Screening: Your specialist will notify the clinic of the match and the clinic will contact you to set up a screening appointment.After 7-10 business days, the clinic will let you and your specialist know that they approve you as a carrier.

Types of Intended Parents You Could Work With

Every intended parent has a unique story. Understanding these different backgrounds can help you decide who you feel most comfortable helping fulfill their dreams of having a family:

Infertile Couples

Many couples turn to surrogacy after years of failed IVF treatments. By working with them, you’re giving them a chance to achieve their dream of parenthood.

Same-Sex Couples

Gay couples looking for surrogates rely on women like you to build their families. Your journey with them can be deeply rewarding, as you’re helping create a family they couldn’t have otherwise.

Single Parents

Single intended parents are dedicated individuals who long to have children despite not having a partner. Their determination can make your experience uniquely fulfilling.

Experienced Intended Parents

Some intended parents have used a surrogate before and are pursuing surrogacy again. Their familiarity with the process often leads to smoother communication and a well-prepared partnership.

What Happens After You’re Matched?

After the match is made, we’ll guide you through the legal and medical steps necessary to move forward with the surrogacy process.

This includes signing legal contracts to ensure everyone’s rights are protected and preparing for the medical screenings and embryo transfer.

Throughout this process, you’ll receive the support you need from our experienced team to ensure a smooth and confident journey for both you and the intended parents. We’re here to help you every step of the way.

How Can I Expedite the Matching Process?

While we work to minimize wait times, you can also play a role in expediting your match:

  • Be Open-Minded: Flexibility in your preferences can broaden your pool of potential matches.
  • Stay Communicative: Responding promptly to agency inquiries helps keep the process moving smoothly.
  • Complete Requirements Quickly: Ensure all necessary paperwork, medical evaluations and background checks are completed as soon as possible.

Find Your Match Today

Looking for intended parents doesn’t have to be a lengthy or stressful process.

Our streamlined program ensures you can start your surrogacy journey within 1 - 4 months.

With expert screening, proactive marketing and a balanced client list, we’re here to help you find the perfect match.

Ready to find intended parents? Contact us today to learn how we can help you start this incredible journey.

Your Guide to the Best IVF Gifts for Loved Ones

Supporting someone undergoing IVF can be challenging, but meaningful gifts can brighten their journey. Here, we’ll cover IVF gift ideas for different stages — starting IVF, transfer day, the two-week wait and failed cycles.

The IVF process can be an emotional and physical rollercoaster for your loved one. Thoughtful gifts for someone going through IVF not only show your support but can also provide comfort during this demanding time.

If your loved one is considering other family-building options, send them this form to speak with a specialist about their options.

Whether your loved one is starting IVF, gearing up for transfer day, enduring the two-week wait or coping with a failed cycle, our 2025 IVF gift guide can help you brighten their day and give them the encouragement they need. 

Why IVF Gifts Matter 

IVF is an emotional and physical journey filled with hope, challenges, and milestones. For someone going through this process, thoughtful gifts can offer more than just comfort — they show your support and understanding during a time where things feel out of control.

With so much on their plate, there’s nothing like receiving an IVF care package that lets them know they’re not alone.

Gifts for Someone Starting IVF

When your loved one begins IVF, they’ll likely need tools and encouragement to stay organized and feel supported. These IVF essentials make great starting-point gifts:

  • IVF Planner or Journal: Help them track appointments, medications and emotions with a beautiful IVF planner or IVF journal. IVF journals offer prompts to express their thoughts and feelings.
  • IVF Medication Organizer: Keeping track of medications is crucial. A pill organizer tailored for IVF is both practical and thoughtful.
  • Books About IVF: The best books about IVF, such as “It Starts with the Egg” by Rebecca Fett, can provide valuable insight and tips.
  • Numbing Cream for IVF Injections: For someone starting injections, numbing creams can ease discomfort.
  • Injection Shot Blocker: Shot blockers are designed to minimize pain by applying gentle pressure or distraction to the injection site. This can make the experience less uncomfortable.

Gifts for Someone Going Through IVF Treatment

During the IVF process, support and comfort are key. As you begin shopping for your loved one or friend, consider these IVF gifts:

  • Comfort Gifts: Soft blankets, IVF transfer socks with inspirational messages or cozy heating pads for post-injection soreness are thoughtful touches.
  • Ice Packs for Injections: Compact ice packs designed for injection sites can provide much-needed relief. This buzzing ice pack is sure to keep injection discomfort to a minimum.
  • IVF Kit: Create an IVF care package with essentials like Band-Aids, numbing cream and a planner. It’s a personalized way to show you care.

Gifts for IVF Transfer Day

Transfer day is a milestone in the IVF journey, and small, meaningful gifts can make the day feel special:

  • Cozy Socks: IVF transfer socks are a comforting reminder that you’re cheering them on.
  • Relaxation Items: A scented candle, essential oils or a calming herbal tea set can ease pre-transfer nerves.
  • Good Luck Messages for IVF: Write a heartfelt card or send a supportive text. Even small gestures can mean a lot on this big day.

Two-Week Wait Gifts

The two-week wait can be emotionally exhausting. These low-key gifts can help distract and comfort your loved ones:

  • Activities to Pass the Time: Puzzle books, novels or a streaming subscription make great distractions.
  • IVF Affirmation Cards: Gentle reminders of strength and hope can boost morale.
  • Comfort Foods or Treats: A gift card to their favorite bakery or delivery service is a sweet way to show support.

Failed IVF Gift Ideas

If IVF is unsuccessful, showing empathy and offering comfort is crucial. Here are thoughtful failed IVF gift ideas:

  • Self-Care Gifts: Spa kits, massage gift cards or aromatherapy diffusers can provide relaxation.
  • Flowers or a Letter: A simple bouquet with a heartfelt note expresses your love and understanding.
  • Books for Healing: Titles like “Option B” by Sheryl Sandberg can offer solace and perspective.
  • Memory-Making Experiences: Take them on a calming outing — like a painting class or a scenic walk — to help lift their spirits.

Words of Encouragement for Someone Going Through IVF

Sometimes, words of encouragement can mean as much as a physical gift. Here are a few ways you can provide comfort during your loved ones IVF journey:

  • Write a Letter: A handwritten letter expressing your admiration for their strength and resilience can be incredibly meaningful.
  • Share Affirmations: Send IVF affirmation cards with messages like “You are stronger than you know” or “Take it one step at a time.”
  • Daily Texts: Small, consistent reminders that you’re thinking of them — such as a daily text saying, “I’m rooting for you!”— can make a big difference.
  • Encourage Self-Compassion: Remind them it’s okay to feel all the emotions they’re experiencing and that they are not alone.
  • Celebrate Their Courage: Acknowledge the bravery it takes to embark on this journey, even if they don’t feel brave in the moment.

Thoughtful Gestures Make a Difference

Supporting a loved one through IVF is about showing that you care and are there for them every step of the way. Whether it’s a practical IVF medication organizer, cozy transfer socks or a heartfelt note, these gifts can provide comfort and encouragement.

If surrogacy becomes part of their journey, American Surrogacy is here to help them make their dream of parenthood a reality. Send them our form if they are considering options outside of IVF.

You can also learn more about the surrogacy experience by following us on Instagram, surrogates and intended parents alike weigh in on what the process was like for them.

Can You Be a Surrogate if You Had Preeclampsia?

If you’ve experienced preeclampsia in a previous pregnancy, it may impact your eligibility to become a surrogate.

Preeclampsia is a serious pregnancy complication that can impact a woman’s ability to carry a pregnancy to full term. If you’ve experienced preeclampsia in a previous pregnancy, your surrogate eligibility may be impacted.

If you’re considering surrogacy after preeclampsia, this blog will give you the information you need to make an informed decision about your future.

A surrogacy professional can explain the surrogacy requirements in detail, including how your medical history may impact your candidacy. Contact us today.

Can You Be a Surrogate If You Had Preeclampsia?

It is unlikely that you will be able to become a surrogate after having preeclampsia, but it depends on your individual health history, the severity of the condition and medical clearance.

Before making any decisions, it’s essential to consult with your healthcare provider. A thorough discussion with your doctor about your risks and the potential for complications will help you evaluate your options.

In addition to consulting your doctor, it is equally important to speak with a surrogacy professional about their surrogate requirements. Surrogacy agencies are experienced in managing the process and can help guide you through the eligibility criteria.

Surrogate Health Requirements

Your choice to give intended parents a chance at a life-changing opportunity is nothing short of incredible. The following requirements help ensure the safety and success of everyone involved:

  • Be with an age range of 21-40
  • Have a healthy BMI
  • Have carried at least one pregnancy successfully to term
  • No major complications with previous pregnancies
  • Be off anti-depressants or anti-anxiety medication for 12 months

Learn more about surrogate requirements and how your medical history can impact your eligibility.

Preeclampsia and Surrogacy: What are the Risks?

Preeclampsia is a blood pressure condition that can develop during pregnancy. It often results in high blood pressure and high levels of protein in urine and usually develops after the 20th week of a pregnancy.

Although not super common in the U.S., impacting between 5-8% of all births, it is responsible for around 15% of all premature deliveries and getting treatment is required to avoid life-threatening complications.

These risks not only affect your health but can also complicate the pregnancy, impacting the outcome for the intended parents and their future child.

Potential Preeclampsia Complications

Here’s how preeclampsia complications can impact you and your surrogate pregnancy:

  • Eclampsia: Eclampsia is a severe complication that can develop after preeclampsia, characterized by high blood pressure and organ damage. It causes seizures that can harm both the surrogate and the baby.
  • Damage to your liver and/or kidneys: Damage to these organs can result in severe complications, including kidney failure, fluid retention and jaundice. If the organs fail, it may result in the need dialysis or early delivery, putting both your and baby’s health at risk.
  • Fetal growth restriction: Preeclampsia can prevent adequate blood flow to the placenta, resulting in fetal growth restriction. This can lead to a range of complications, such as low birth weight, developmental delays or organ damage.
  • Premature birth: Premature birth (before 37 weeks of pregnancy) is associated with numerous health risks for the baby, including respiratory distress syndrome, brain bleeds and developmental delays.
  • Low birth weight: Babies born with low birth weight (under 5 pounds, 8 ounces) are more likely to experience complications, including difficulty breathing, feeding problems and an increased risk of infections.
  • Placental abruption: Placental abruption is when the placenta detaches from the uterine wall prematurely, cutting off the baby’s supply of oxygen and nutrients. This can cause severe bleeding and can be life-threatening for both you and the baby. The risks include hemorrhage, shock and fetal death.

What Are the Long Term Effects of Preeclampsia?

If preeclampsia has been or could be a risk for you as a potential surrogate, you should know of the long term effects of preeclampsia such as:

  • Kidney disease
  • Heart disease
  • High blood pressure
  • Stroke
  • Developing preeclampsia in future pregnancies

Each situation is unique and if you are unsure of if the circumstances of your situation may allow you to still become a surrogate, contact your surrogacy agency or fertility clinic to get a clear cut answer.

What if I Don’t Qualify to Be a Surrogate? [Our Referral Program]

Surrogate requirements exist to ensure the safety of you and the child you are carrying.

If preeclampsia complications have made you ineligible for becoming a surrogate, you can still earn meaningful compensation through our surrogate referral program.

By referring a friend to become a surrogate, you can earn $5,000 or more as a referral fee. If you know someone who might be interested in becoming a surrogate, consider the following general steps:

  • Step 1: Refer a friend who you believe will make a great surrogate.
  • Step 2: Your friend will go through our initial screening.
  • Step 3: Once approved, she will join our program and be matched with intended parents.
  • Step 4: You will receive a $5,000+ referral fee within 30 days of the embryo transfer.

To hear directly from other surrogates, follow us on Instagram.

Reach out today to talk with a surrogacy professional who can guide you through the next steps. We’re here for you every step of the way.

What is the Cost of Surrogacy With Donor Eggs?

If the cost of surrogacy with a donor egg is a concern for you, you’re not alone. Here’s how you can budget for and afford surrogacy with donor eggs.

While surrogacy with donor eggs can be a significant investment, this path offers the chance to grow your family.

By exploring the costs involved, you’ll be better prepared to create a budget that supports your journey.

Considering surrogacy with donor eggs? Fill out our simple form to get an estimate of how much you can expect to pay and a breakdown of what is included in those costs.

In this article, we’ll break down the key expenses and guide you through options to make surrogacy with a donor egg achievable.

How Much Does Surrogacy With Donor Eggs Cost?

Because the cost of donor eggs and IVF are typically not included in your surrogacy cost, you’ll want to know how much IVF with donor eggs costs and the costs of surrogacy with your surrogacy agency.

Egg Donor Surrogacy Cost Breakdown

Egg Donor IVF Cost

The average cost of an IVF package with donor eggs is typically around $10,000-$45,000. This typically includes:

  • Around 6-8 eggs
  • Embryo transfer

Some clinics and egg banks may include these services in the package fee or as add-ons:

  • Storage
  • Shipping
  • Fertilization and thaw
  • Genetic testing

If you need help finding a clinic with a donor egg program or a donor egg bank, contact us today. We can provide you with reputable professionals near you to consider on your journey.

Read our article about how to find an egg donor.

Surrogacy Costs

Surrogacy costs around $150,000-$200,000 depending on the professional you work with.

We offer a transparent fee structure that outlines exactly what you’re paying for.

Through American Surrogacy, you can expect to pay $100,000 - $200,000+ with our Limited Risk Program. This fee includes:

  • Agency and case management
  • Surrogate compensation (depends on experience and location)
  • Surrogate expenses (travel/lodging to IVF clinic, lost wages, maternity clothes, etc.)
  • Legal fees
  • Medical and insurance expenses

What You Get for Your Surrogacy Cost

One of the ways you can ensure you get the support you deserve is by the professional you choose to work with for your journey.

Working with us means:

  • Financial Protection and Security: We not only offer multiple programs to fit your budget, we offer financial security to protect your investment.
  • The Quickest Path to Parenthood: With wait times of just 1 - 4 months to be matched with a surrogate, you can start life with your new family sooner. Why wait any longer if you don’t have to?
  • Experience and Expertise: We have decades of experience with creating families. Our staff is comprised of surrogates and hopeful parents who have been in your shoes.

What Affects the Cost of Surrogacy with Donor Eggs?

  • Surrogate location: Surrogates in states with higher living costs often have higher compensation rates.
  • Surrogate experience: Surrogates with prior experience are typically paid more for their proven track record of success.
  • Clinic rates for IVF and donor egg services: IVF clinics’ rates for egg retrieval, genetic testing and embryo creation can vary significantly. Some clinics offer package deals for IVF and donor egg services, which may reduce costs.
  • Quantity of eggs: Most donor egg package costs are based on the cost per egg. The more eggs included, the more you can expect to pay.

Is Surrogacy Covered By Insurance?

Surrogacy is rarely covered comprehensively by insurance, but certain aspects may be eligible for coverage depending on the insurance plan and specific circumstances.  

If you have infertility coverage in your plan, it might cover portions of IVF, such as medication or embryo transfer.

Intended parents often purchase additional insurance policies to cover gaps. This is something our specialists can assist you with and is an expense included in our cost.

If you need help determining whether your policy covers surrogacy or finding gap insurance, we have you covered. Contact us today.

Are Donor Eggs Covered by Insurance?

Insurance coverage for donor egg costs is limited, but some policies may cover portions of IVF procedures, such as monitoring or medications. It’s important to:

  • Check your insurance plan’s specific infertility coverage.
  • Ask your agency or clinic about any billing codes for fertility services that might be covered.
  • Consider supplemental insurance policies designed for fertility treatments.

Affording Surrogacy With Donor Eggs

There are several resources you can utilize to help you pay for donor egg surrogacy.

This can include, but is not limited to:

  • Loans: Traditional businesses like banks that offer loans for fertility treatments and surrogacy.
  • Work Benefits: If you are looking into growing your family, talk to your employer. Some employers provide fertility benefits that help with your cost of surrogacy
  • Grants: Surrogacy can be costly but there are family-building professionals that offer grants for those looking to grow their family but are dealing with infertility issues.
  • Personal Savings: Some families save for years before growing their family. You can use some of your personal savings for this life-changing opportunity or unexpected costs that arise along the way.
  • Fundraising: With technology becoming more and more prevalent there are a number of ways to fundraise to help grow your family. There are traditional avenues like benefits or community events that can help raise money as well as newer avenues online like GoFundMe or Kickstarter.
  • Equity: A HELOC is a common source of funding for surrogacy. You only pay it back when you start using it and the limits for a HELOC are typically much higher than credit cards.

Contact us online to learn more about financially preparing for surrogacy with donor eggs.  

Intended Parents Fee Estimate

Infertility During the Holidays: Finding Support

The holiday season can amplify the emotional challenges of infertility, making it a difficult time for many. Whether you’re seeking emotional support or exploring family-building options, you’re not alone on this journey.

For those struggling with infertility during the holidays, the pressure to celebrate and be joyful can feel overwhelming.

Infertility during the holidays is hard, but there are options available to help you find hope and healing.

We’re here to provide the support and resources you need to explore your options and take the next steps toward building your family. Reach out today to learn more about how we can support you on your path to parenthood.

In this blog post, we’ll explore ways to cope with infertility during the holidays and how surrogacy can offer a new opportunity for your family-building journey.

Infertility During the Holidays: Finding Hope

The holiday season is traditionally centered on family gatherings, festive traditions and connecting with loved ones.

If you’re struggling with infertility during holidays, these occasions can often feel emotionally overwhelming.

Conversations about children, pregnancy announcements and even well-meaning questions about when you’ll have a baby can trigger painful feelings.

How to Deal With Infertility During the Holidays

Every individual’s experience with infertility during the holidays is unique. While there is no one-size-fits-all approach, there are several strategies that can help you navigate this challenging time. Here are some suggestions for coping with infertility during the holidays:

  • Set Boundaries: It’s okay to say no to certain events if they are too painful. Be selective about the gatherings you attend and take time to prioritize your emotional well-being.
  • Practice Self-Care: Use the holiday season to engage in activities that help you relax and recharge. Whether it’s taking a quiet walk, visiting a favorite spot, or enjoying a peaceful evening at home.
  • Seek Professional Support: Talking to a counselor or infertility support group can provide much-needed guidance and understanding during this emotional time.

RESOLVE, the national infertility association, gives these eight tips for coping with infertility:

  1. Connect with your support system.
  2. Give yourself permission to grieve and be angry.
  3. Give your partner permission to cope in their way.
  4. Communicate openly with your partner about your feelings.
  5. Seek out information and education about infertility.
  6. Find a community of people who understand what you’re going through.

Getting Through the Holidays with Infertility: How to Prepare

The holiday season often comes with high expectations—both internal and external—about celebrating and spending quality time together. These pressures, combined with infertility during the holidays, can feel especially taxing.

While you may not be able to avoid certain situations, there are strategies to help you prepare emotionally:

  • Holiday Invitations: Say yes to what you are comfortable with. You may choose to skip events with a lot of children or pregnant women if that triggers pain. It’s OK to prioritize your mental health during this time.
  • Family and Friend Visits: If you must visit family with young children, plan your time wisely. Consider arriving early and leaving early, or spending time with family who may not have kids around.
  • Personal Time: Give yourself a break from holiday stress. Spend time doing something that makes you feel grounded, like visiting a favorite childhood place or taking a long walk with your dog.
  • Share Your Feelings: If you’re comfortable, talk to friends or family members in advance about your fertility journey. Let them know how to best support you and practice responses to difficult or insensitive questions.

Surrogacy: A New Path for the New Year

The emotional journey you’re on is deeply personal, and it’s okay if you’re not ready to take the next step right now.

However, for those who do consider surrogacy as an option, it can offer the hope of spending more future holidays with your child.

Surrogacy offers hope for:

  • Those dealing with infertility
  • LGBT+ couples
  • Couples with health issues that make pregnancy impossible or dangerous

Surrogacy allows you to take control of your family-building journey by matching with a surrogate in an average of 1 - 4 months, bringing you closer to the possibility of welcoming your little one into your life.

Starting the surrogacy process now means more opportunities to create lasting memories with your child in the future. Fill out our simple form.

If you’re not ready, that’s okay. We’ll be here when you are.

Infertility Support During the Holidays

When it comes to surviving the holidays with infertility, you don’t have to do it alone.

  • RESOLVE: RESOLVE is the national infertility association, a nonprofit that can connect you with the help you deserve, from finding a specific type of support group to other helpful resources and advice from those that have walked in your shoes.
  • R/Infertility: R/infertility is a forum on Reddit that deals with “primary or secondary infertility, social infertility, pregnancy loss after infertility, and/or recurrent loss,” connecting you with others that are dealing with infertility.
  • American Society for Reproductive Medicine (ASRM): ASRM manages a website that has resources to help with coping with infertility grief from patient stories and frequently asked questions to podcasts and videos on various topics surrounding infertility.
  • Infertility Support Group: This is a 10 thousand member strong Facebook group where men and women support each other in their situations with infertility. 

No matter where you are when it comes to growing your family through surrogacy, we’re here for you too. In fact, you may want to check in on our Instagram page. Our community is full of surrogates and intended parents like you.

If you need to create embryos, we can connect you with reputable fertility clinics that are located close to where you are.

If cost is a concern for you, we have different tiered programs to address the different costs that come with surrogacy.

What’s Next?

If you’re feeling overwhelmed by infertility during the holidays, know that you’re not alone. Reach out today.

We’re here to connect you with the support you deserve, whether it’s counseling, support groups or starting the surrogacy process. Let us help you take the first steps toward turning your dreams of parenthood into reality.

How You Can Avoid Going into Debt for IVF

Surrogacy offers a path to parenthood that may save you from the financial strain of failed IVF attempts. If you’re worried about going into debt for IVF on your surrogacy journey, there are options to explore.

For many, in vitro fertilization (IVF) feels like the only hope to grow their family, even if it means taking on significant debt.

Whether you’re worried about affording IVF and surrogacy or traditional IVF has already led to financial strain without success, know that IVF debt doesn’t have to be part of your journey.

Learn more about how we can help you have the family you’ve always dreamed of while protecting your budget in the process. Contact us today.

In this article we will explore the potential risks of going into debt for IVF, the cost efficiency of surrogacy and the financial options available to you.

Financial Realities of Going into Debt for IVF

When natural conception isn’t an option, IVF offers hope. However, this hope often comes at a price. The average cost of one IVF cycle ranges from $12,000 to $15,000, and most people require multiple cycles to achieve success.

While debt can feel like a necessary step to achieving parenthood, it’s important to understand the risks involved:

  • High-Interest Debt: Credit cards and personal loans often carry high interest rates, compounding the amount owed over time.
  • Emotional Stress: Financial strain can add to the emotional toll of IVF, especially if the treatment isn’t successful.
  • Long-Term Financial Instability: Accumulating debt for IVF can affect future financial goals, such as buying a home, saving for retirement, or providing for your child’s needs if the process is successful.

For many intended parents, the financial strain doesn’t stop at IVF. If surrogacy becomes necessary after unsuccessful attempts, it adds to the overall costs. As a result, families are often left wondering if they should continue down the ART path, especially if it means acquiring IVF debt.

Do people go into debt for IVF?

Yes, according to survey data, about 70% of people who pursue IVF go into debt to complete their IVF journey.

Surrogacy: A Cost-Efficient Alternative

For those who’ve faced multiple failed IVF cycles, surrogacy can feel like a daunting financial commitment—but it may be more cost-efficient in the long run.

Unlike IVF, where success is uncertain, surrogacy often has higher success rates for couples with no viable embryos or who struggle with uterine issues or health conditions that make pregnancy difficult, impossible or even dangerous.

By working with a reputable surrogacy agency like ours, you gain access to financial protections, clearly defined cost tiers and support systems that make the process more predictable.

To learn more about what services and resources are covered by our surrogacy costs and how we’ll protect your finances, reach out today.

Avoiding IVF Debt and Affording Surrogacy

If you’re worried about going into debt for IVF on your surrogacy journey, there are options to explore:

Option 1. Grants and Scholarships

Many organizations offer financial assistance for fertility treatments. Look into grants like the Baby Quest Foundation or the Cade Foundation.

Option 2. Crowdfunding

Platforms like GoFundMe allow intended parents to share their story and raise funds from friends, family, and their community.

Option 3. Specialized IVF Loans

Companies like Sunfish or CapexMD offer financing tailored to fertility treatments, often with lower interest rates and flexible payment plans.

Option 4. Clinic Payment Plans

Some fertility clinics offer payment plans to help spread the cost of IVF over time.

Option 5. Using Donor Embryos

Couples or individuals who have leftover embryos from IVF will often donate them to other IVF patients. Using donor embryos for surrogacy can help you avoid the costs of embryo creation, while guaranteeing you embryos.

IVF Debt Management

If going into debt for IVF feels unavoidable or you have no more money for IVF, here are some tips to help you move forward:

  • Set a Budget: Calculate how much debt you can realistically afford to take on without jeopardizing your long-term financial stability.
  • Consolidate Loans: If you have existing debt, consolidating it into a lower-interest loan can make payments more manageable.
  • Seek Financial Counseling: A financial advisor or counselor can help create a debt management plan tailored to your situation.

Is It Time to Pivot to Surrogacy?

If you’re wondering whether to pursue another IVF cycle or to shift your focus to surrogacy, it’s important to weigh both the emotional and financial factors.

Continuing IVF cycles while carrying significant debt can leave you feeling drained, both financially and emotionally.

Surrogacy offers a path to parenthood that, while more expensive upfront, may save you from further financial strain of IVF debt caused by repeated failed attempts.

How We Can Help

We’re here to support you at every step of your journey. Contact us today to learn how surrogacy could be the next step toward achieving your dream of becoming a parent.

From offering financial guidance to connecting you with high-quality surrogates, we ensure your investment in parenthood is supported by the best possible resources.

Want to share your surrogacy story, or hear from others like you? connect to our Instagram page.