How Much Do Surrogates Make?

Surrogate compensation can be a significant financial opportunity for you. We want every surrogate we work with to receive the highest compensation possible.

Surrogacy is a life-changing journey. You can significantly improve your finances while also making parenthood possible for a wonderful family. Many women who have become surrogates say that it is the best thing they’ve ever done, and like them, you deserve the highest compensation possible for the service you provide.

How Much Can I Make as a Surrogate?

Your surrogate income is calculated based on several factors. First-time surrogates can earn $50,000 to $90,000, while second-time surrogates can earn $60,000 to $110,000. Other factors, like your cost of living and current income, are also considered.

Here is what our surrogate compensation package includes:

See Our Surrogate Compensation Breakdown


Total Compensation:

$50,000 - $110,000+

What's Included:
Base Pay
Think of base pay like your surrogate salary. This payment is deposited monthly once a pregnancy is confirmed, and it is entirely yours to use however you choose!
Pre-Pregnancy Payments:
  • Monthly Allowance
  • Start of Medications Bonus
  • Mock Cycle Payment
  • Travel Expenses
  • Signing Bonus
  • Social Work Screening Bonus
  • Medical Screening Bonus
Pregnancy Payments:
  • Start of Base Pay
  • Transfer Payment
  • Maternity Clothes
  • 3rd Trimester Self Care
  • Medical Procedures Bonus
  • C-Section Payment (if required)
  • Multiples Bonus
  • Bed Rest Coverage
Post-Pregnancy Payments:
  • Post-Pregnancy Self Care
  • Pumping Breast Milk (if agreed upon)
  • Counseling Costs (if needed)
  • Lost Wages
  • Spouse Lost Wages
Additional Benefits:
  • Personal Gifts
  • Referral Bonus
  • Life Insurance & Complications Insurance
  • Medical Insurance
  • Housekeeping Payments
  • Family Meal Payments

These are just a few examples of women who would earn different amounts of surrogate income within this range:

Sarah is a first-time surrogate living in a mid-size city in the Midwest.

Currently, she works part-time as an administrative assistant while parenting her two children. She meets all of the eligibility requirements to become a surrogate.

Sarah will earn $65,000 in total compensation as a surrogate.

Rachel is a nurse living in California.

She is a first-time surrogate, and she meets all the health requirements. Because she has a full-time income and resides in a state with a higher cost of living, Rachel’s surrogate income will be higher than Sarah’s.

Rachel will earn $80,000 in total compensation as a surrogate.

Vanessa is a second-time surrogate living in Washington.

Her first surrogacy journey went off without a hitch. She is also a college professor at a respected university. Due to her higher level of income, higher cost of living and previous experience with surrogacy, Vanessa’s second-time surrogate income will be even higher.

Vanessa will earn $105,000 in total compensation as a surrogate.

Whatever your situation and surrogate income needs, we would love to hear from you. Our team will always ensure you receive the highest surrogate compensation possible.

Earning Surrogate Compensation with American Surrogacy

Everyone deserves to experience the joy of family. When you become a surrogate, you are making that joy possible for parents who could never do it without you.

Our promise is to make your journey the best experience. That means high surrogate compensation, a match with amazing, highly vetted parents, and constant support making every step easy.

"I know I made the right decision being a surrogate because it's only made me a better person," Jade said. "It was so beautiful... It's only added to my life."

Ready to get started? We’d love to talk with you about how much you can make as a surrogate and help you take the next steps on your journey. Contact us today.

FAQs about Surrogate Compensation

How Much Do Surrogates Make?

Surrogates can make anywhere from $50,000 - $110,000+. The factors that will determine how much you make are things like your location, if you have already been a surrogate before, your income level and whether or not you qualify for surrogacy.

Why are surrogates paid?

Surrogate pay acknowledges the commitment that surrogates make when they agree to carry a child for intended parents. It helps surrogates cover their expenses related to pregnancy and surrogacy, such as medical bills, childcare and travel costs. Compensation also ensures that our surrogates are financially stable throughout the process, reducing any potential financial stress that may affect their well-being or the pregnancy itself.

Offering compensation attracts qualified and dedicated surrogates who are motivated by both the desire to help others and the ability to improve their own financial situations. This ensures that intended parents have access to a pool of surrogates who are fully committed to the surrogacy journey.

What are some things surrogate pay covers?

Our surrogate compensation package will increase your income and cover your entire legal, medical and travel expenses throughout your surrogacy journey. Just a few of these expenses include:

  • Fertility medications
  • Embryo transfers
  • Travel expenses
  • Maternity clothes
  • Lost wages
  • Counseling
  • And more

What is the highest paid surrogate mother?

The highest paid surrogates can make more than $100,000. These are usually second-time carriers who can earn $60,000 to $110,000 because of previous experience. A surrogate's current income and cost of living will also contribute to how much you can earn in surrogate pay.

Why do second-time surrogates get paid more?

Second-time surrogates receive higher compensation because of their valuable experience and proven track record in the surrogacy process. Some parents prefer surrogates who have successfully completed a previous surrogacy journey, as this reduces the likelihood of complications and uncertainties. Their familiarity with the emotional and physical demands of surrogacy contributes to higher pay, as it leads to more successful outcomes and a smoother overall experience for everyone involved.

Do surrogates get paid before or after birth?

Every surrogacy agency has a different payment structure. In most cases, surrogates are paid before birth. Anything remaining will be dispersed after delivery. You will also receive reimbursement for lost wages if you are taking time off work for your pregnancy and delivery.

Do surrogates get paid monthly?

Yes. After you have completed and signed your surrogacy agreement, you will receive a small monthly allowance to cover expenses, as well as fertility medications and your embryo transfer. Once a pregnancy is confirmed, you will begin receiving your base compensation in monthly installments.

Do surrogates pay their own medical bills?

No, surrogates do not have to pay their own medical bills. Your medical bills will be covered as part of our surrogate compensation package and through the insurance provided for you.

What states is paid surrogacy legal?

Currently, compensated surrogacy is permitted in most states except for Louisiana, Michigan and Nebraska, where compensated surrogacy contracts are illegal or subject to criminal penalty.