Do I Need Insurance to Become a Surrogate Mother?

Do I need insurance to become a surrogate mother? Find out how surrogate insurance works and how you can use your surrogate pay to cover additional expenses.

With your previous pregnancies, prenatal care and childbirth were likely covered by your health insurance plan. Because being a surrogate means carrying a baby for someone else, you won’t be responsible for any medical costs.

If you don’t have insurance or if surrogate pregnancy isn’t covered under your policy, we’ll make sure you have the coverage you need.

If you want to speak with a specialist about surrogate insurance, contact us online now or send us a text at 913-204-0224 to connect with us.

Do I Need Insurance to Become a Surrogate Mother?

No, if you become a surrogate through our program, you won’t need to provide your insurance coverage for a surrogate pregnancy. We ensure that you have the most comprehensive surrogate insurance possible to minimize any out-of-pocket medical expenses.

We’ll evaluate your surrogate insurance coverage options and secure you a plan that covers your surrogate pregnancy. What’s covered by surrogate insurance depends on the plan and provider, but some medical costs may be covered such as:

  • IVF

  • Pre-natal expenses like vitamins and pregnancy tests

  • Surrogacy medical screening

  • Pregnancy well visits

  • Pregnancy medical care

  • Birth

  • Surrogate medical care after birth

  • The baby’s fetal care after birth

  • Medical pregnancy supplies and newborn supplies

What If Some Medical Costs Aren’t Covered By Surrogate Insurance?

Anything that isn’t covered by surrogate insurance is generally covered by your surrogate compensation package. As a surrogate, you will never have to pay for any medical expenses out of your pocket. We never want you to be concerned about paying for any part of the process.

Our surrogate compensation package ensures that you are comfortably reimbursed or paid in advance for any out-of-pocket costs you incur. Additionally, you’ll be paid a base compensation of $50,000+ that can be used to better your and your family’s life. You can use your surrogate pay to cover things like paying off student loans or planning a once-in-a-lifetime family vacation.

Contact us online today to see how much surrogate pay you qualify for.

Who’s Insurance Pays For a Surrogate Pregnancy?

The surrogate health insurance plan that we provide you with may cover all or part of the medical costs of your surrogacy journey. Any expenses that your surrogate insurance doesn’t cover will be taken care of by the intended parents and will be included in your surrogate compensation package.

Some intended parents may choose to purchase additional surrogate insurance coverage to cover any gaps in coverage. Since insurance policies and circumstances may vary, we’ll help you understand every aspect of this process so that you’re prepared for your surrogacy medical expenses.

As a surrogate, you’ll never be responsible for any expenses associated with the surrogacy process. Our comprehensive surrogate compensation package ensures that you’re taken care of throughout every step of the process. We know that surrogate insurance can be confusing and we’re here to provide you with unwavering support to help you get the best coverage possible.

To begin your surrogacy journey and start receiving surrogate health insurance, contact us online now or text us at 913-204-0224.