How Much Do Surrogate Mothers Make?

How Much Do Surrogate Mothers Make?


Surrogate Compensation with American Surrogacy

As a gestational surrogate, you will be dedicating at least a year of your life to produce life’s most precious gift for a person or couple who are unable to have children on their own. Because you commit to them, intended parents commit to you as well with surrogate compensation.

But, exactly how much does being a surrogate mother pay?

It’s a normal question to ask. How much you get paid for being a surrogate will play a role in your final decision of whether to pursue this path or not. When you become a gestational carrier, you will be giving a great deal of your time and energy (not to mention your body) to helping someone else become a parent. It should be worth it in your mind for what you receive.

How much surrogates get paid with American Surrogacy varies depending on a few factors. But, in general, how much you would get paid to be a surrogate not only covers all of the pregnancy-related expenses you’ll incur during the surrogacy process but also provides a base compensation (if allowed by your state surrogacy laws) for the time and effort that you put into helping these intended parents bring their child into the world.

Your surrogacy specialist can help you understand exactly how much surrogates get paid, what you may expect in your situation and whether surrogacy is really right for you. Our agency’s compensation package varies based on your individual situation, so it’s best to contact us today at 1-800-875-BABY(2229) if you’re curious about our compensated surrogacy program.

How Much Does It Pay to Be a Surrogate Mother with American Surrogacy?

When our specialists talk to prospective surrogates, one of the first questions they hear is, “How much money do surrogate mothers get paid?” We always answer this question with honesty and transparency, and we’re happy to explain it to you here.

As mentioned before, how much compensation is paid to a gestational carrier will depend on her personal situation, including necessary medical steps, her experience as a surrogate, and other factors.

At American Surrogacy, three factors play a role in how much money a surrogate mother would make through our program:

1. Base Compensation

When prospective surrogates ask our specialists, “How much is a surrogate mother paid?” they’re usually referring to base compensation. This is the base amount of money that a surrogate receives from intended parents. It does not need to be applied to pregnancy and medical expenses; this is separate compensation that many surrogates use for big financial steps (such as down payments on a house, saving up for a child’s college, paying off student loans and more).

How much money a surrogate makes depends on her personal situation and level of experience. At American Surrogacy, we guarantee every surrogate a competitive compensation package. The exact number can commonly increase depending on the surrogate’s experience and other factors, such as:

  • Her experience: Experienced surrogates typically receive additional compensation per previous surrogate pregnancy.
  • The intended parents: Surrogates who match with international intended parents will earn additional compensation.
  • Her state of residence: Surrogates who live in California typically receive a higher base compensation, due to the higher cost of living and higher demand from California intended parents.

While our agency guarantees a certain amount of base compensation, many of our surrogates are commonly paid more. Our specialists are dedicated to honesty and transparency; unlike other agencies, which may promise misleading numbers to get surrogates’ attention, we make sure you fully understand what is included in our compensation rate. That rate is the money you receive to do with as you wish — no strings attached.

Base compensation is paid in 10 equal installments, beginning with confirmation of the heartbeat around six weeks gestation. Your surrogacy specialist will work closely with an escrow service to ensure you receive your payments when you are entitled to them.

2. Coverage of Surrogacy Services

In addition to receiving a monthly payment for being a surrogate, any surrogacy- related costs during surrogacy will be paid for by the intended parents. A gestational surrogate is already giving a great deal of her time and energy to this process; she will not be expected to financially contribute, too. It will cost you nothing to become a surrogate!

When you become a surrogate, you will incur no expenses relating to the surrogacy process, including:

  • Medical Expenses — insurance premiums/deductibles, co-pays, vitamins, and more.
  • Legal Expenses — your own legal counsel and drafting of contracts.
  • Travel Expenses — airfare, lodging, car rental, food, childcare, and more.

How much money surrogates get paid or reimbursed for these expenses will depend upon their personal situations. Rest assured that your surrogacy specialist will advocate for your financial needs through every step of the process.

3. Additional Surrogate Compensations

As mentioned before, how much money surrogates make with our agency depends upon their personal situation. We know that every surrogate’s journey is different, which is why surrogate compensation is always determined by you and your surrogacy specialist. We will work with you to find a compensation rate that is best for your needs and preferences.

We’ve also recognized that some unforeseen occurrences may pop up during your surrogacy journey, so we’ve set aside additional compensation should that happen. Situations such as the termination of pregnancy, invasive procedures, pumping of breastmilk and more will allow you to earn extra surrogate compensation.

Contact a surrogacy specialist for more detail, or read our full compensation chart here.

How Much Money to Be a Surrogate: Determining Your Compensation Package

You and your own family are sacrificing a great deal to help another person realize their ultimate goal of becoming a parent, and you deserve to be rewarded for your dedication. American Surrogacy treats surrogate compensation very seriously, and we ensure that you are paid on time and in full. Along with your lawyer, we will make sure that you receive the correct base compensation that you deserve, which involves several different steps.

Here’s how the surrogate compensation process works:

Step 1: Determine Base Compensation. 

Your surrogacy specialist will work with you to determine how much money you will get paid to be a surrogate based on your past experience with surrogacy and your own requirements. We will work together to find the perfect rate for your needs and preferences. For example, if you see a compensation from another agency that is higher than ours, our surrogacy specialists are happy to match that rate, depending on what is possible for your situation.

Step 2: Find Intended Parents Who Match Your Requests.

Your surrogate profile, including the amount of compensation you are seeking, will be shown to intended parents who meet your other preferences, such as family type (single, couple, LGBT), contact arrangement during and after the surrogacy, and more.

Step 3: Receive Payments During Pregnancy.

Your base compensation will begin being paid in monthly installments once the baby's heartbeat is heard. You will also start receive your monthly allowance once your surrogacy contract is signed. Any surrogacy-related expenses you incur during the surrogacy process will also be handled by your surrogacy specialist.

American Surrogacy will set up an escrow account with a third-party company that will handle all of the monthly payments, including your base surrogate compensation and monthly allowance. Remember, your attorney and surrogate specialist will always be available to help oversee these payments.


All that being said, if you’re solely interested in getting paid as a surrogate (rather than becoming a surrogate  to help create a family), surrogacy may not be right for you. How much surrogates get paid will vary and, while compensation can be enough for a large financial goal (like a down payment on a house or financing toward school), it will not dramatically change many surrogates’ personal incomes. But, if you’re one of the women who genuinely wishes to make a difference in another person’s life through surrogacy, it may just be perfect for you.

If you’re asking, “How much does it pay to be a surrogate mother?” the best thing you can do is talk to one of our surrogacy specialists. They can discuss your individual surrogacy situation and how it might affect the base compensation you are eligible for during the surrogacy process. If you’re ready to start the surrogacy process or still have questions, please contact us today to learn more about surrogate compensation.