Are There Surrogacy Programs that Offer Financial Protection for Intended Parents?

Worried about losing your surrogacy investment? Discover protection programs that cover failed matches, journey setbacks & unexpected costs.

You’ve already invested so much—emotionally, physically and financially—in your journey to parenthood.

Now you’re considering surrogacy, but one question keeps you awake at night: “What happens to my investment if something goes wrong?”

Here’s what you need to know: reputable agencies like American Surrogacy have developed comprehensive financial protection programs specifically to address these concerns and safeguard your investment.

Protect Your Investment Today: Fill out our simple form to learn how our Limited Risk Program shields your finances.

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Do Surrogacy Programs Offer Financial Protection?

Yes, established surrogacy agencies typically offer various forms of financial protection to intended parents.

These programs recognize that surrogacy involves inherent uncertainties—from failed matches to unsuccessful transfers and provide safety nets to protect your investment.

However, not all agencies offer the same level of protection, which is why understanding your options, is vital before making this life-changing commitment.

At American Surrogacy, we’ve developed protection programs specifically because we understand that your journey to parenthood is too important to leave to chance.

Types of Surrogacy Financial Protection Programs

The surrogacy industry has evolved to offer several types of financial protection programs, each designed to address different scenarios that might arise during your journey:

Money-Back Guarantee Programs

Full or partial refund programs offer refunds if certain milestones aren’t reached, such as failure to find a suitable match within a specified timeframe or unsuccessful completion of the surrogacy process.

These programs typically have specific conditions and timelines that determine eligibility for refunds.

Unlimited Matching Programs

These programs ensure that if your first surrogate match doesn’t work out, the agency will continue matching you with suitable candidates at no additional cost.

This addresses one of the most common anxieties intended parents face: escalating costs due to failed matches.

Multiple Transfers Coverage

Some programs include coverage for multiple embryo transfer attempts without additional fees, recognizing that success may not come on the first try.

This protection can save thousands of dollars if multiple transfer cycles are needed.

Comprehensive Risk-Sharing Programs

These combine multiple protections into a single package, often including unlimited matching, multiple transfer attempts, and partial refunds under specific circumstances.

American Surrogacy’s Limited Risk Program exemplifies this approach, providing comprehensive protection that addresses the most common scenarios that could derail a surrogacy journey.

Curious about comprehensive coverage? Learn more about our Limited Risk Program and how it protects against multiple failure points.

How Escrow Protection Safeguards Your Investment

Understanding how your funds are managed during the surrogacy process is essential for peace of mind. In professional surrogacy arrangements, your money doesn’t simply disappear into an agency’s general account.

Instead, it’s carefully managed through escrow services that act as neutral third parties.

How Escrow Works in Surrogacy

Escrow protection in surrogacy operates through a milestone-based system:

  • Initial Program Fees: Your program fees are held in escrow until specific services are rendered or milestones are reached
  • Surrogate Compensation: Monthly payments to your surrogate are held in escrow and released according to the predetermined schedule
  • Medical and Legal Expenses: Funds for procedures, legal fees, and other expenses are held securely and released only when services are provided

This system ensures that your funds remain protected throughout the process and aren’t vulnerable to mismanagement or agency financial difficulties.

How American Surrogacy Stepped Up to the Plate During the SEAM Escrow Breach

The surrogacy industry faced a significant test when SEAM, a major third-party escrow company serving multiple surrogacy agencies, experienced a security breach that put client funds at risk.

During the SEAM escrow breach, American Surrogacy demonstrated exceptional commitment to client protection by reimbursing affected intended parents for their lost funds.

To our knowledge, no other agencies were able to provide the same level of financial protection to their clients during this crisis.

This response was possible because of our decades of experience successfully managing clients’ funds and maintaining strong financial reserves.

The experience reinforced our commitment to offering clients choice and security in their financial arrangements, including both in-house escrow management and third-party escrow options.

Understanding Payment Structure Options: Fixed-Fee vs. Pay-As-You-Go

The payment structure you choose significantly impacts your financial risk throughout the surrogacy process. Each approach has distinct advantages and considerations for intended parents.

Pay-As-You-Go Models

Pay-as-you-go models offer lower upfront costs and may seem more budget-friendly initially. You pay for services as they’re needed, which can help with cash flow management.

However, this approach can expose you to additional costs if complications arise, such as needing to rematch with a new surrogate or requiring additional embryo transfer cycles.

Fixed-Fee Programs

Fixed-fee programs require higher upfront investment but provide greater predictability and often include built-in protections.

These programs typically bundle services together, often including protections like unlimited matching or multiple transfer attempts without additional fees.

At American Surrogacy, we recognize that different families have different needs and financial situations.

That’s why we offer both à la carte options for those who prefer to budget for specific services and our comprehensive Limited Risk Program with built-in financial protections.

Not sure which payment structure works best for you? Compare our à la carte and risk-sharing options to find your ideal fit.

What Happens Financially If a Journey Fails?

While rare, not every surrogacy journey results in a successful birth, and understanding what happens to your investment in these scenarios is vital for making informed decisions.

The financial implications of a failed journey depend largely on the type of program you choose and at what point the journey ends:

  • Failed Matching: If you can’t find a suitable surrogate match, some agencies offer full or partial refunds of program fees, while others provide unlimited matching services until a suitable candidate is found.
  • Contract Termination: If a surrogate withdraws after contract signing but before medical procedures begin, you may be responsible for any compensation already paid, but program fees might be refundable or applicable to a new match.
  • Medical Complications: If the journey ends due to medical complications or failed transfers, the financial outcome depends on your program’s specific protections and how far into the process you’ve progressed.
  • No Viable Embryos: If you run out of viable embryos without achieving pregnancy, some programs offer partial refunds or credit toward future cycles.

High-quality financial protection programs address these scenarios with clear policies and, in many cases, built-in protections that minimize your losses while maximizing your chances of ultimately achieving success.

Do I Lose Money if the Surrogate Backs Out?

With a comprehensive financial protection program, surrogate withdrawal doesn’t have to mean significant financial loss.

Programs like our Limited Risk Program include unlimited matching services, meaning that if your surrogate backs out at any stage before achieving pregnancy, you won’t pay additional fees to find a replacement.

However, the timing of the withdrawal affects the overall financial impact. If a surrogate withdraws after receiving compensation payments, those funds typically cannot be recovered.

This is why working with agencies that have thorough screening processes and strong surrogate support systems is essential—they reduce the likelihood of unexpected withdrawals.

Essential Questions to Ask Before Choosing a Surrogacy Program

Before committing to any surrogacy program, protect yourself by asking these essential financial questions:

About Refund Policies

  • Under what circumstances are program fees refundable?
  • What percentage of fees can be refunded at different stages of the process?
  • How long do I have to request a refund if we decide to discontinue our journey?

About Matching and Re-matching

  • How many matches are included in my program fee?
  • What happens financially if our first surrogate match doesn’t work out?
  • Are there additional costs for finding a replacement surrogate?

About Escrow and Fund Management

  • How are my funds protected during the process?
  • Who manages the escrow account, and what are their credentials?
  • What happens to my money if the agency experiences financial difficulties?

About Additional Costs and Coverage

  • What services are included in my program fee versus what costs extra?
  • What are the potential additional costs I should budget for?
  • Are there caps on certain expenses, such as surrogate medical costs?

About Journey Completion and Guarantees

  • What happens to my investment if no pregnancy is achieved?
  • Are there guarantees or protections if we exhaust our embryos without success?
  • What financial support is available if we need to start over with a new surrogate?

About Payment Options

  • Can I choose between fixed-fee and pay-as-you-go options?
  • What are the advantages and risks of each payment structure?
  • Are financing options available to help manage the financial commitment?

Why American Surrogacy’s Financial Protection Stands Apart

At American Surrogacy, we’ve spent decades perfecting our financial protection programs because we understand that your journey to parenthood is too important to leave to chance.

Our approach differs from other agencies in several key ways:

  • Proven Crisis Response: Our handling of the SEAM breach demonstrated our commitment to protecting clients even in unprecedented circumstances
  • Flexible Escrow Options: We offer both in-house and third-party escrow management, giving you control over your fund protection
  • Comprehensive Coverage: Our Limited Risk Program includes unlimited matching and re-matching services
  • Transparent Policies: Clear, upfront communication about all costs and protections

Ready to Protect Your Path to Parenthood?

With the right protection programs and a reputable agency partner, you can move forward with confidence, knowing your investment is safeguarded.

Contact American Surrogacy today to learn more about our financial protection programs and discover how we can help secure your path to parenthood.

Your family’s future deserves nothing less than comprehensive protection and experienced guidance every step of the way.

Webinar: “Surrogacy Costs Without Surprises – Budgeting for Parenthood”

Most surrogacy agencies give you broad ranges for costs or hide the real numbers, leaving you more confused than when you started.

Here’s what they won’t tell you: The cost of surrogacy isn’t just about the money – it’s about the value and quality of service you receive. Not all agencies deliver the same results for your investment.

In our upcoming webinar, we break down how to evaluate what you’re actually getting for your money and the hidden costs other agencies don’t mention upfront.

Reserve your spot today to get the full picture of surrogacy finances.

Breaking the Silence on Surrogacy Costs: What Every Family Should Know

Surrogacy costs range from $100,000-$250,000+, depending on which agency you choose and how smoothly your journey progresses.

Here’s what many don’t realize: The agency isn’t the biggest expense – it’s everything else.

Even if you go the independent route without an agency, you should still budget over $100,000 for the all-in costs of surrogacy in the U.S. These “all-in” expenses aren’t typically included in the surrogacy estimate:

  • IVF clinic fees
  • Egg and sperm donation (if necessary)
  • Intended parent travel
  • Newborn costs and insurance

The Four Major Cost Categories

Here’s what you can expect to be included in your surrogacy cost estimate:

1. Gestational Carrier Compensation & Benefits Package – The largest portion of your budget

2. Medical & Insurance Expenses – Prenatal care, embryo transfer, delivery, etc.

3. Agency Fees, Screening & Matching – Professional services and ongoing support

4. Legal & Professional Fees – Contracts, representation, and required evaluations

The reality? These four categories exist whether you work with an agency or go independent. The difference is the value, support and protection you receive.

What You’ll Learn in This Webinar

  • Real cost breakdowns for each of the 4 major categories
  • Hidden expenses that catch families off guard
  • Financing options and grants to make it affordable
  • Surprise-proofing strategies to protect your budget
  • How to evaluate agency value – what you should get for your investment

Can’t attend live? All registrants get the full recording!

Ready to End the Cost Confusion?

Register FREE on Eventbrite – This one hour could save you thousands by helping you budget correctly from day one.

Perfect if you’re:

  • Exploring surrogacy after IVF challenges
  • Comparing agencies and feeling overwhelmed
  • Ready for transparent, honest cost information
  • Seeking financing options and resources

Questions about the webinar? Drop a comment below and we’ll get back to you!

Let’s Talk Surrogacy: Embryo Q&A

If you’ve ever wondered about the role embryos play in the surrogacy journey, our latest episode of Let’s Talk Surrogacy has all the answers you’re looking for.


We sat down with Wade, Director of Community Resources and surrogacy expert, for an in-depth Q&A that covers everything from timing your transition to surrogacy to navigating complex embryo situations.

Subscribe to our YouTube channel or listen on the go:

New episodes drop on the first Tuesday of each month!

Episode Highlights

Wade tackles the most pressing embryo questions intended parents face:

  • Timing your surrogacy transition: Most families exhaust IVF options before considering surrogacy, and your fertility doctor should guide this decision.
  • American Surrogacy’s unique matching approach: They wait until embryos are created before matching (maintaining momentum) and are one of the few agencies working with single-embryo families.
  • Key practical insights: Genetic testing is highly recommended, keep embryos at your original clinic rather than shipping, and international transfers add complexity.
  • Planning considerations: Dual journeys, double transfers, and donor options all come with specific costs, timelines and matching considerations.

Leave a comment and let us know what topics you’d like us to cover next!

Join the Conversation!

Have specific questions about your situation? Fill out our quick form and speak directly with our experts.

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I’m Scared of Getting Pregnant After a Miscarriage Due to Incompetent Cervix

Miscarriage due to incompetent cervix creates fear of trying again. Learn about medical treatments and surrogacy for safer parenthood.

If you’ve experienced a miscarriage due to incompetent cervix, the thought of trying again can feel overwhelming. The sudden loss between 16-24 weeks leaves many parents questioning whether they’ll ever safely carry a baby to term.

You’re not alone in these fears, and there are both medical interventions and alternative paths like surrogacy that can help you achieve parenthood safely.

Ready to explore your options with a surrogacy specialist? Get personalized guidance today when you fill out our simple form.

What Is Incompetent Cervix and Why Does It Cause Pregnancy Loss?

Incompetent cervix (cervical insufficiency) occurs when your cervix opens and thins during pregnancy without contractions or labor pains.

This typically happens during the second trimester, leading to sudden pregnancy loss without warning signs like bleeding or cramping.

Common causes include:

  • Previous cervical procedures (D&C, cone biopsy, LEEP)
  • Congenital cervical abnormalities
  • Uterine structural problems
  • DES exposure during your mother’s pregnancy
  • Connective tissue disorders like Ehlers-Danlos syndrome

Unlike early miscarriages, miscarriage due to incompetent cervix often occurs without symptoms, making it particularly traumatic for expectant parents.

Can You Carry a Baby After Incompetent Cervix Loss?

Many women successfully carry babies after cervical insufficiency, but success depends on individual factors and medical intervention. Treatment options exist, though they don’t guarantee outcomes.

Medical interventions include:

  • Cervical cerclage: Surgical stitches to keep the cervix closed (75-90% success rate when placed early)
  • Progesterone supplementation: Hormonal support to maintain pregnancy
  • Frequent monitoring: Regular ultrasounds to measure cervical length
  • Activity restrictions: Modified daily activities and possible bed rest

However, even with treatment, recurrence rates for miscarriage due to incompetent cervix range from 15-30%, leaving many intended parents seeking alternatives.

Why Many Intended Parents Choose Surrogacy After Incompetent Cervix

When medical interventions feel too risky or have failed before, surrogacy offers a medically safer path to parenthood. Gestational surrogacy completely bypasses cervical risks by allowing your genetic embryos to develop in a healthy surrogate’s uterus.

Surrogacy is often recommended when you’ve experienced:

  • Multiple losses due to cervical insufficiency
  • High medical risks with future pregnancies
  • Severe anxiety about attempting another pregnancy
  • Failed cervical procedures or treatments

The emotional relief of knowing your baby is developing safely often outweighs other considerations for intended parents who’ve endured miscarriage due to incompetent cervix.

Are you ready to explore options that feel less uncertain? Learn more about how surrogacy after failed IVF or pregnancy loss can help you become the parents you’ve been waiting to be.

Understanding Your Surrogacy Options After Pregnancy Loss

Surrogacyallows you to maintain a genetic connection while eliminating cervical risks. Your fertility specialist retrieves your eggs, creates embryos through IVF and transfers them to your surrogate’s uterus.

Key benefits include:

  • No incompetent cervix risk
  • Higher success rates than high-risk pregnancies
  • Emotional relief and reduced anxiety
  • Utilization of embryos from previous cycles

If you have concerns about the quantity or quality of your available eggs, egg donor surrogacy is a great option to aid your path to parenthood.

The Real Cost of Repeated Pregnancy Attempts vs. Surrogacy

While surrogacy requires an upfront investment of $189,500-$200,000+, repeated pregnancy attempts after miscarriage due to incompetent cervix can accumulate substantial costs.

Costs of medical management per pregnancy attempt:

  • Cervical cerclage surgery: $3,000-$8,000
  • High-risk obstetric care: $15,000-$25,000
  • NICU costs if premature birth occurs: $50,000-$200,000+
  • Lost wages from bed rest or complications
  • Emotional counseling and therapy

Some surrogacy agencies partner with fertility financing companies, making surrogacy more accessible than many intended parents realize.

Learn more about how our partnership with Sunfish can help you achieve your dreams of parenthood.

American Surrogacy’s Support for Intended Parents After Pregnancy Loss

We understand that starting surrogacy after incompetent cervix loss requires exceptional care and sensitivity. Our comprehensive support includes:

  • Specialized matching services that connect you with highly-qualified surrogates in an average of 1-4 months.
  • Emotional support resources including counseling referrals, support groups and connection with other intended parents who’ve walked similar paths.
  • Financial protection through our Limited Risk program that provides peace of mind after previous pregnancy losses, ensuring your investment is protected if complications arise.

When you’re ready to move forward, we’ll be here to guide you through every step with the compassion and expertise you deserve.

Taking Your Next Step Toward Safe Parenthood

You don’t have to choose between your dreams of parenthood and your peace of mind. Surrogacy offers a path forward that honors both your desire for a genetic connection and your need for emotional safety.

If you’re ready to explore how surrogacy can help you build your family after incompetent cervix loss, we’re here to provide the specialized support you deserve.

Ready to learn more about surrogacy after pregnancy loss? Connect with a surrogacy specialist today to take that next step toward holding your baby in your arms.

CMV and IVF: What It Means for Your Surrogacy Journey

Wondering does CMV status matter with IVF? Discover how CMV affects embryo creation, transfer timing, and pregnancy risks. Learn when surrogacy offers safer alternatives.

CMV (cytomegalovirus) is a common yet often misunderstood virus that can directly affect your fertility timeline, your embryo transfer plans, and the safety of pregnancy.

Whether you’re actively undergoing IVF, considering donor options or exploring surrogacy as a next step, understanding the role of CMV is essential.

If you’re exploring other family-building options due to CMV-related IVF delays, our team at American Surrogacy is here to help. Fill out our quick form to learn how surrogacy could fit your unique journey.

This guide breaks down how CMV intersects with IVF, what your test results mean, how it may impact your plans—and how American Surrogacy can help you move forward when delays or risks arise.

What is CMV and Why Is It Risky During Pregnancy?

Cytomegalovirus (CMV) is a common virus that affects most adults by middle age. While generally harmless in healthy individuals, CMV can cause serious complications during pregnancy, especially when infection occurs in the first trimester.

Why CMV matters:

  • Congenital CMV Risk: If transmitted to the baby, CMV can result in lifelong health issues.
  • Silent Symptoms: Many adults don’t realize they’ve had CMV because it often causes no symptoms.
  • Pregnancy Timing: CMV infections during conception or embryo transfer are the most concerning.

Understanding CMV’s risks is critical to making informed decisions about fertility treatments.

Why Does CMV Status Matter for IVF or Embryo Creation?

CMV is a common virus that affects up to 85% of adults by age 40. While it rarely causes symptoms in healthy individuals, CMV status becomes critically important during IVF and pregnancy because of potential risks to developing embryos and babies.

Your CMV status affects several aspects of your IVF journey:

  • Embryo Transfer Timing: Active CMV infections may delay embryo transfers to prevent transmission risks during early pregnancy.
  • Donor Selection: When using donor eggs or sperm, CMV status compatibility becomes a key matching criterion.
  • Pregnancy Safety:CMV transmission during pregnancy can cause serious complications for developing babies.
  • Medical Clearance: Fertility clinics have specific protocols for managing patients with different CMV statuses.

Understanding these factors helps explain why CMV and IVF protocols exist and how they protect both you and your future baby.

When Do Fertility Clinics Test for CMV?

Most fertility workups include CMV screening blood test early in the process. Testing may also be required when using donor eggs, donor sperm or working with a gestational carrier.

Timely testing allows clinics to adapt your IVF or embryo transfer plan to maximize safety.

What If I’m CMV Positive? Understanding CMV Testing Results

Fertility clinics test for CMV IgG and IgM antibodies:

  • CMV IgG Positive: This indicates past exposure to CMV and means you have developed immunity. Being IgG positive is generally favorable for IVF, as you’re unlikely to contract a new CMV infection during pregnancy.
  • CMV IgM Positive: This suggests a recent or active CMV infection. IgM positive results typically require waiting periods before proceeding with embryo transfers to ensure the infection has resolved and reduce transmission risks.
  • CMV Negative: Having no previous CMV exposure means you’re susceptible to new infections, requiring careful donor selection and monitoring during pregnancy.

Your fertility clinic will interpret these results alongside other factors to determine the safest approach for your specific situation.

How Long Should You Wait After a CMV Infection to Try IVF?

If you test CMV IgM positive, most clinics recommend waiting 6-12 months before embryo transfer to ensure the infection has cleared.

What happens during the wait:

  • Repeat antibody testing to confirm immunity
  • Clearance from your reproductive endocrinologist
  • Proceeding with egg retrieval and embryo freezing if desired

This approach minimizes the risk of CMV transmission to the baby.

If a long CMV clearance timeline feels discouraging, talk to us about how surrogacy can help you keep your family-building momentum.

Can I Move Forward with IVF with an Active CMV Infection?

Yes—but with limitations. While you may proceed with egg retrieval and embryo creation, most clinics advise waiting 3–6 months post-infection before transferring embryos.

This waiting period serves several important purposes:

  • Allows your immune system to fully clear the active infection
  • Reduces risk of CMV transmission during early pregnancy
  • Ensures optimal conditions for embryo implantation
  • Minimizes potential pregnancy complications

While waiting can feel frustrating, this approach significantly improves your chances of a healthy pregnancy outcome.

CMV and Pregnancy Risks

CMV and pregnancy risks are particularly concerning when infection occurs during conception or early pregnancy. Congenital CMV transmission can lead to:

  • Hearing loss in newborns
  • Developmental delays
  • Vision problems
  • Microcephaly (smaller than normal head size)
  • Intellectual disabilities

These risks explain why fertility clinics take CMV status seriously when planning IVF treatments and why timing matters so much for safe embryo transfers.

Can Surrogacy Help If You’ve Had a Recent CMV Infection?

If you’ve recently had a CMV infection that delays your IVF timeline, surrogacy may offer a faster and medically safer path to parenthood.

Rather than waiting months for medical clearance for personal pregnancy, you can move forward with embryo creation and transfer to a healthy surrogate.

Advantages of Surrogacy After Recent CMV Infection:

  • Faster Timeline: Surrogacy eliminates personal waiting periods required after CMV infection, allowing you to proceed with your family-building goals sooner.
  • Reduced Risk: Your surrogate’s CMV immunity status is screened, ensuring optimal safety for embryo transfer and pregnancy.
  • Peace of Mind: Knowing your surrogate is medically cleared and monitored provides emotional relief during your fertility journey.

CMV and Sperm Donors: Choosing the Right Match

When using donor sperm, CMV status compatibility becomes a crucial selection criterion. Sperm banks routinely test donors and provide detailed CMV status information to help you make informed choices.

CMV Positive Sperm Donors:

  • Safe for recipients who are CMV IgG positive
  • Typically more abundant in donor banks

CMV Negative Sperm Donors:

  • Preferred for CMV negative recipients
  • Lower risk but potentially fewer match options

Need help navigating donor options? American Surrogacy can coordinate with your clinic to simplify the process. Contact us today.

When to Select a CMV Positive Sperm Donor

People generally choose a CMV positive sperm donor when:

  • You are CMV IgG positive (immune from past exposure)
  • Your partner is CMV positive
  • Your fertility clinic recommends CMV positive matching
  • You want access to a broader donor pool (more options available)

CMV positive donors are often in higher supply, potentially offering more choices in physical characteristics, education, and other desired traits.

When to Select a CMV Negative Sperm Donor

Choose a CMV negative sperm donor when:

  • You are CMV negative (no previous exposure)
  • Your fertility clinic specifically recommends avoiding CMV exposure
  • You want to minimize any infection risk during pregnancy
  • Your surrogate (if using one) is CMV negative

CMV negative donors may be in shorter supply, potentially limiting selection options but providing the safest match for CMV negative recipients.

How American Surrogacy Supports Families Navigating CMV and IVF for Embryo Creation

Dealing with CMV complications during IVF can feel overwhelming, especially when medical hurdles delay your path to parenthood.

American Surrogacy can act as your compassionate guide through these complex fertility challenges, and surrogacy can be a flexible solution when CMV status complicates personal pregnancy attempts.

Our support includes:

  • Clinic Coordination: We liaise with your fertility clinic to understand your medical clearance status.
  • Surrogate Matching: We can match you with a surrogate in an average of 1-4 months.
  • Surrogate Screening: Our surrogates have been thoroughly pre-screened, minimizing the chance of complications, saving you time and money.

We’re not just a service—we’re your partner in building the family you’ve dreamed of.

When CMV Makes Surrogacy the Preferred Path

Surrogacy becomes particularly valuable when:

  • Recent CMV infection delays your personal pregnancy timeline by 6+ months
  • Previous CMV-related pregnancy complications make future pregnancies inadvisable
  • You want the fastest path to parenthood despite CMV complications

Remember, choosing surrogacy doesn’t mean giving up on your dreams—it means finding the safest, most efficient route to holding your baby.

Ready to Move Forward? Let American Surrogacy Help You Navigate CMV and IVF Challenges

If you’re facing delays due to CMV, American Surrogacy can help you explore surrogacy as a faster, safer alternative.

Fill out our simple form to discuss how surrogacy might fit your unique situation and timeline.

We’re here to support your next step toward parenthood.

Still Healing After TFMR? IVF Isn’t Your Only Option

After TFMR, IVF may feel uncertain. Discover risks, recovery, and why surrogacy could be a safer, supported next step to parenthood.

After experiencing a termination for medical reasons (TFMR), the question of whether to pursue fertility treatments again isn’t simple. The thought of IVF after TFMR can feel overwhelming, even when your heart still yearns for parenthood.

If you’re not sure you can go through that again right now, you’re not alone. Many hopeful parents feel stuck between their desire to grow their family and their fear of experiencing another loss.

If you’re already wondering whether IVF is still right for you, or you’re open to other possibilities, fill out our form today to explore a path that protects your hope and your heart.

This article explores the realities of pursuing IVF after TFMR, and an alternative that honors your healing process while preserving your dreams of parenthood.

Should I Try IVF Again After TFMR?

After a TFMR, you may find yourself questioning if you can or should pursue another pregnancy. Ask yourself:

  • Am I physically healed from my last pregnancy and any complications?
  • How does the idea of another round of IVF make me feel emotionally?
  • Do I feel prepared for both the best- and worst-case outcomes?

These questions don’t have right or wrong answers, but they can help guide conversations with your doctor, partner, or a counselor. Whether you pursue IVF again or choose a different path, the decision is deeply personal — and yours alone to make.

What Are My Chances of Success with IVF After TFMR?

According to the Mayo Clinic, the risk of miscarriage after experiencing one pregnancy loss is about 20%. However, this statistic doesn’t account for the various factors that influence success rates or the specific circumstances surrounding TFMR.

Maternal age remains one of the most significant predictors of IVF success, regardless of previous pregnancy experiences. Any underlying fertility conditions that may have contributed to your initial conception challenges will likely continue to affect your chances of success.

However, if your TFMR was due to a genetic condition or a fetal abnormality, you may be a candidate for advanced testing like PGT-A (preimplantation genetic testing for aneuploidy).

Genetic Screening After TFMR

PGT-A (preimplantation genetic testing for aneuploidy) can screen embryos for chromosomal abnormalities before transfer. It may reduce the risk of implanting embryos with known issues.

But not all conditions that necessitate TFMR can be detected through testing. Some fetal anomalies develop during pregnancy and cannot be identified at the embryonic stage.

Additionally, PGT-A testing focuses primarily on chromosomal abnormalities and doesn’t detect all genetic conditions or structural problems that might emerge later in pregnancy.

If you’re considering PGT-A for a future IVF cycle or for embryos you’ll use with a surrogate, learn how how this process fits into your journey.

What to Ask Your Fertility Doctor About IVF After TFMR

When you’re considering IVF again after a TFMR, your fertility doctor can help guide you. Here are some important questions to ask:

  • How does my TFMR history affect my chances of success with IVF?
  • Are there any additional risks I should be aware of?
  • Should I consider PGT-A or other genetic screening?
  • Could surrogacy be a safer option for my circumstances?

These conversations can help you clarify your goals and identify the family-building path that best fits your emotional and medical needs.

The Hidden Risks of IVF After TFMR: Are You Prepared?

Recovery time varies significantly based on individual circumstances. While some people feel physically ready to pursue IVF after TFMR within a few months, others require longer healing periods.

Here are some risks and complications to consider:

  • Recovery time may depend on the gestational age and method of delivery. Late-term terminations, especially those requiring cesarean delivery, can lead to uterine scarring or other complications.
  • Hormonal fluctuations after pregnancy termination can persist for several months, potentially impacting fertility treatment.
  • Irregular menstrual cycles or ovulation patterns may follow TFMR, requiring medical monitoring and adjustments to treatment.
  • Physical healing may require several normal menstrual cycles before your body is ready for another round of IVF.

Your fertility specialist will likely recommend waiting for several normal cycles to ensure your body has returned to baseline function and it’s safe to try IVF again after a TFMR.

The Emotional Impact of IVF After TFMR —When Your Heart Isn’t Ready

Even if your body is “ready,” your heart may not be.

Fertility treatments can feel especially stressful after pregnancy loss. Hormone shots, frequent appointments and the wait for embryo transfer can increase anxiety.

Milestones like embryo transfer or the first ultrasound can reawaken grief. Some people describe feeling emotionally numb or fearful of feeling any hope.

These reactions don’t indicate weakness or lack of readiness; they represent normal responses to trauma that deserve acknowledgment. Working with providers who understand the specific support needed after pregnancy loss can significantly improve your treatment experience.

Emotional Support Resources for IVF After TFMR

Finding the right emotional support can make all the difference. Here are a few trusted communities and resources:

  • TFMR Mamas offers various support groups
  • Through the Unexpected focuses on post-pregnancy loss healing
  • Subreddits like r/IVF offer forums for peer support
  • Trauma-informed counselors can help with reproductive grief and pregnancy loss

Financial Considerations of IVF After TFMR

IVF can be expensive, especially if your care now requires genetic testing, additional monitoring or specialized procedures. Insurance may not cover repeat attempts or testing, depending on your provider.

Beyond direct medical costs, IVF after TFMR can be emotionally draining. The possibility of treatment failure after previous pregnancy loss can make each cycle feel like a significant risk.

This pressure may influence treatment decisions or create additional anxiety during already stressful procedures.

Some families find that alternative paths like surrogacy prove more cost-effective over time by reducing the likelihood of repeated failed attempts. You may want to consider what works best for your family.

Surrogacy may offer greater peace of mind and financial predictability. If you’re recovering financially from previous IVF failures, learn about why financing surrogacy after IVF failure is worth it.

What if IVF Feels Too Risky? Exploring Surrogacy as a Path Forward

Feeling scared, exhausted or disconnected from the idea of IVF after TFMR? Your body and mind have endured significant stress, and hesitation doesn’t indicate weakness. Sometimes the bravest decision involves acknowledging when you need a different approach.

You don’t have to abandon your dreams of becoming a parent. Gestational surrogacy offers hope without requiring you to physically carry another pregnancy.

It can be a safer path after multiple losses. You can still use your embryos or create new ones, and your surrogate will carry the pregnancy on your behalf.

This option allows you to pursue parenthood at your own pace, with additional support throughout the process. You deserve a family-building option that respects your grief and protects your hope.

Surrogacy vs. IVF After TFMR: What’s Safer?

Here’s how surrogacy compares to IVF after TFMR:

IVF:

  • Physical Demands: High
  • Emotional Control: Often feels fragile
  • Timeline: Shorter, but unpredictable
  • Cost: Lower per attempt
  • Safety: May carry risks for certain conditions

Surrogacy:

  • Physical Demands: None for intended parents
  • Emotional Control: Shared support throughout
  • Timeline: More structured once matched
  • Cost: Higher upfront, but may reduce cumulative cost from failed cycles
  • Safety: Safest path for those with health risks

How American Surrogacy Supports Families After Loss

American Surrogacy understands that families pursuing surrogacy after pregnancy loss may be struggling with hesitation and fear. Our comprehensive screening process ensures that the surrogates we work with are physically, emotionally and mentally prepared to carry a pregnancy.

When you’re ready to explore IVF alternatives after TFMR, contact us online for more information.

There’s no “right” timeline for healing after pregnancy loss, and we’re prepared to meet you wherever you are in your journey.


Does Starbucks Cover Surrogacy? — How Financing Fills in the Gaps

Starbucks covers surrogacy with up to $40K in benefits. Discover how to qualify, compare options, and access agency-based financing.

Starbucks is one of the most well-known employers to offer fertility benefits, helping thousands of people build their families.

If your current employer doesn’t offer similar coverage or you need additional assistance, American Surrogacy also provides financing options to help make your journey possible.

Need help getting started? Connect with a surrogacy specialist today to learn how your benefits can support your family-building journey.

This guide breaks down what Starbucks offers, how it compares to other employers, and the financial paths available through both your job and our agency.

Yes — Starbucks Covers Surrogacy Through Fertility Benefits

In 2019, Starbucks expanded its family-building program to include gestational surrogacy support, setting a new standard for employer benefits. This makes Starbucks one of the few major companies to explicitly support surrogacy in its health and fertility plans.

U.S.-based employees become eligible after meeting employment requirements, typically including a minimum tenure and average weekly hours.

If you’re unsure whether your benefits will cover your surrogacy journey, we’re here to help. Learn more about how you can afford surrogacy, regardless of your income.

Does Starbucks Cover Surrogacy for Part-Time Employees?

Yes, and that’s part of what makes Starbucks unique. Part-time employees who work at least 20 hours per week and meet a minimum employment period are eligible for the same fertility benefits as full-time workers.

This inclusive policy makes it easier for intended parents with flexible or nontraditional work schedules to move forward in building their families.

What’s Included in Starbucks’ Fertility Benefits?

Starbucks offers a wide range of fertility services to support many paths to parenthood, including:

  • IVF (in vitro fertilization)
  • Gestational surrogacy
  • Egg or sperm donation
  • IUI (intrauterine insemination)
  • Fertility preservation (egg and sperm freezing)

These benefits are administered through third-party partners (typically Carrot) and include a lifetime maximum fertility benefit of $40,000 per employee.

This kind of coverage helps offset the high upfront costs of surrogacy and makes the journey more accessible for many families.

How Much Does Surrogacy Cost — and How Much Can Starbucks Cover?

Surrogacy costs can range from $100,000 - $200,000+, depending on location, legal requirements, and surrogate compensation. Starbucks’ $40,000 lifetime benefit can significantly reduce these costs.

When paired with expert guidance from your surrogacy agency, these benefits could help you move forward faster — and with greater peace of mind.

Between your Starbucks benefit and our agency’s financing programs, surrogacy could be more affordable than you think. Learn more about why surrogacy financing is worth it.

How to Use Starbucks’ Surrogacy Benefits at Work

If you’re a Starbucks employee ready to take the next step, here’s how to access your surrogacy benefits:

  1. Talk with HR – Confirm eligibility requirements and request your plan documents.
  2. Connect with a fertility provider – Starbucks often partners with Carrot, which helps coordinate services.
  3. Work with a surrogacy agency – Choose an agency familiar with employer-backed benefits. They’ll guide you through reimbursement, clinic coordination, legal support, and more.

Need help getting started? Talk to a surrogacy specialist who can help you apply your benefits.

What Companies Offer Surrogacy Benefits, and How Does Starbucks Compare?

Starbucks stands out for offering fertility and surrogacy benefits to both full-time and part-time employees. Here’s how it compares to other family-building-friendly companies:

  • Amazon – Fertility benefits for full-time and some part-time roles
  • Google – Comprehensive family-building support
  • Meta – Fertility, adoption, and surrogacy assistance
  • Microsoft – Fertility coverage and support services
  • Johnson & Johnson – Adoption and surrogacy aid

Understanding how your employer stacks up can help you plan more effectively — and avoid unnecessary financial stress.

Why Employer Surrogacy Benefits Matter to Intended Parents

Employer surrogacy coverage provides financial relief and emotional peace of mind. These benefits help reduce costs that range from $100,000 - $200,000+, allowing families to move forward with confidence.

This kind of support is especially meaningful for:

  • LGBTQ+ couples who may require both egg or sperm donation and a gestational carrier
  • Single parents growing their family on their own
  • Couples with medical complications that make pregnancy unsafe or impossible

If your job includes this kind of benefit, you may be closer to parenthood than you think. And if it doesn’t, there are still ways forward.

What If My Employer Doesn’t Cover Surrogacy?

Even if your employer doesn’t offer surrogacy benefits, you still have options to make this journey affordable. Many hopeful parents explore:

  • Fertility grants offered by nonprofits
  • Surrogacy financing or loans tailored for family-building
  • Health savings accounts
  • Home equity lines of credit
  • Crowdfunding or support from family and friends

If you’re not covered through work, don’t worry — there are other options. Learn more about your financing options and how we offer flexible surrogacy financing to help bridge the gap.

Why American Surrogacy is a Great Partner for Starbucks Employees

American Surrogacy has experience working with intended parents using employer-provided fertility benefits, including those from Starbucks.

We can help you:

  • Understand and apply your benefit plan
  • Coordinate with Carrot and your clinic
  • Navigate legal, financial, and logistical steps

With the right support team, your path to parenthood can begin today.

Ready to Use Your Starbucks Benefits for Surrogacy?

Your job might already be giving you the tools to build your family. If you qualify for fertility coverage through Starbucks or another employer, now is a great time to explore your options.

The right surrogacy agency can help you understand your benefits. Fill out our form to connect with a surrogacy specialist and start your journey today.

IVF Failure with Asherman’s Syndrome: What It Means — and What You Can Do

Struggling with IVF due to Asherman’s syndrome? Learn what causes failure and how surrogacy could help you move forward with hope.

Experiencing multiple failed in vitro fertilization (IVF) transfers can leave you wondering if you’ll ever hold your baby. You’ve done everything right, yet it seems like your body continues to work against your dreams of parenthood.

Many hopeful parents discover that their repeated IVF failures stem from Asherman’s syndrome (uterine adhesions) that went undiagnosed for months or even years.

If you’re ready to explore family-building alternatives, we can help. Contact us today for more information about gestational surrogacy.

This article explores why IVF with Asherman’s presents unique challenges and what treatment options exist.

What Is Asherman’s Syndrome? – and How Does it Affect IVF?

Asherman’s syndrome is a condition in which scar tissue (also called intrauterine adhesions) forms inside the uterus. This scarring can significantly affect fertility by disrupting the natural function of the uterine lining.

For those experiencing IVF with Asherman’s, this condition often explains persistent implantation failure despite high-quality embryos. Understanding this underlying condition can be the first step toward reclaiming control over your fertility journey.

Why Does IVF Fail With Asherman’s?

When someone has Asherman’s syndrome, scar tissue interferes with the way the uterine lining builds up and functions. For IVF to succeed, the endometrium must be thick, healthy and receptive to the embryo.

Unfortunately, in many people with Asherman’s, the lining remains too thin or irregular, making successful implantation much less likely.

Even when your embryos are chromosomally normal and considered high quality by your fertility team, they may struggle to implant. This can lead to emotional exhaustion and financial strain for many families.

Still unsure why IVF isn’t working? Here are questions you can ask your doctor if you suspect Asherman’s might be affecting your results

What Causes Uterine Adhesions?                                   

Uterine adhesions often develop after procedures like dilation and curettage (D&C), typically following a miscarriage or childbirth. They can also form after C-sections, fibroid removal or other uterine surgeries.

In some cases, untreated infections or chronic inflammation from conditions like endometriosis can cause adhesions to develop over time.

These adhesions aren’t always obvious. As a result, many people don’t know they exist until they try getting pregnant with Asherman’s syndrome.

If your diagnosis was delayed, it’s understandable to feel frustrated, but it’s never too late to explore a new path forward.

Can You Do IVF After Treating Asherman’s? Your Options Explained

Yes, in mild or moderate cases, doctors may recommend hysteroscopic adhesiolysis, a procedure that carefully removes scar tissue from the uterus.

This minimally invasive outpatient surgery typically takes 30 to 60 minutes. Your fertility team may place an intrauterine device (IUD) or prescribe estrogen therapy afterward to prevent the adhesions from reforming as your uterine lining heals.

However, the success of surgical treatment varies significantly based on the severity and location of your adhesions.

When multiple surgical attempts don’t fully restore your uterine environment, your care team may recommend exploring alternative approaches.

Support and Resources for Those Struggling with IVF with Asherman’s Syndrome

  • r/IVF: A subbredit for patients undergoing IVF to share their struggles and experiences.
  • Asherman’s Syndrome Awareness and Support: A Facebook group created by the International Asherman’s Association for women to share their experiences and receive peer support.

When IVF Fails with Asherman’s: Signs You’re Ready for Surrogacy

If you’ve experienced multiple failed embryo transfers, it may be time to consider surrogacy as your next step. This decision isn’t about giving up on your dreams; it’s about finding another option if your uterus can’t carry a baby.

Wondering if it’s the right time to consider surrogacy? Consider these signs:

  • You’ve experienced two or more unsuccessful IVF cycles, even with high-quality embryos.
  • Doctors suspect persistent implantation issues despite previous treatments.
  • You’re feeling emotionally exhausted from ongoing attempts without results.
  • You’re concerned about how continued treatments will affect your finances and long-term goals.

Recognize yourself in these signs? Surrogacy might be the compassionate next step forward. Learn more about surrogacy after failed IVF.

How Surrogacy Solves the IVF Challenges Caused by Asherman’s Syndrome

Surrogacy allows you to use your own embryos and transfer them into the uterus of a gestational carrier. This approach completely bypasses the implantation challenges caused by Asherman’s syndrome while still allowing you to have a biological connection to your child.

Your surrogate will be carefully screened by both medical professionals and our agency to ensure they’re prepared to carry a pregnancy. With the right support team in place, you can focus on building your family in a way that works for your situation and your future.

Why Work with a Surrogacy Agency After IVF with Asherman’s Syndrome?

If you’re dealing with uterine adhesions and IVF failure, a surrogacy agency can help make your journey smoother and more successful. Here’s how:

  • Expert coordination between your fertility clinic, legal team and surrogate to streamline every step of the process
  • Thorough screening of surrogates to ensure they are medically qualified and emotionally prepared
  • Personalized emotional support to help you process grief or trauma from past IVF failures

You don’t have to figure this out alone. The right agency can offer clarity, guidance and reassurance during a time that feels uncertain.

Surrogacy After IVF with Asherman’s: A Hopeful Next Step

Surrogacy after failed IVF isn’t a last resort. It’s a hopeful, proactive choice many families make when their uterus can’t safely carry a pregnancy.

You don’t have to go through another failed cycle. You don’t have to keep wondering if this time will be different. Like many families affected by Asherman’s, you deserve to explore a path that brings lasting hope.

Our team is here to help you explore your next steps with clarity and compassion.

Contact a surrogacy specialist today to learn more about surrogacy.

Surrogacy for Tokophobia: A Compassionate Path to Parenthood Without Pregnancy

Afraid of pregnancy but still want a family? Discover how surrogacy for tokophobia protects your mental health and builds your dream.

Does the thought of being pregnant cause overwhelming fear despite your deep desire to become a parent?

Tokophobia, or the intense fear of pregnancy and childbirth, affects countless individuals who dream of building their families.

The truth is that your mental and emotional well-being matter just as much as your physical health when it comes to family-building, and you deserve a fear-free path.

If you’re ready to explore your options, fill out our simple form, and a surrogacy specialist will reach out and walk you through your next steps.

Below, we’ll explain how tokophobia impacts family planning and how a surrogacy agency can support you.

What is Tokophobia?

Tokophobia is a medically recognized phobia defined as an intense, irrational fear of pregnancy and childbirth. According to Cleveland Clinic, this condition can dramatically affect a person’s quality of life and decisions around family planning.

Unlike typical pregnancy anxiety, tokophobia can trigger debilitating physical symptoms like panic attacks, rapid heartbeat, nausea, and emotional distress. For some, the fear is so overwhelming that it prevents them from starting or growing their family.

Mental health experts identify two types of tokophobia:

Primary Tokophobia

Primary tokophobia affects individuals who have never been pregnant. It often arises from fear of the unknown, sometimes intensified by traumatic birth stories, medical imagery, or social pressure.

If you experience distress at the thought of OB-GYN visits or childbirth discussions, you may be navigating this form of tokophobia. Despite societal messages to “just get over it,” this fear is real and valid.

Secondary Tokophobia

Secondary tokophobia develops after a past trauma related to pregnancy or childbirth. This may include:

  • A miscarriage
  • Emergency C-section
  • Complications during delivery

This form of tokophobia can overlap with PTSD and other emotional responses. If flashbacks, panic, or distress persist after a pregnancy-related event, secondary tokophobia may be the cause.

Emotional Realities: You’re Not Alone

If you’re struggling with tokophobia, you may feel alone in a world where pregnancy is often idealized. But many people silently share your fear and they deserve support just like you.

Whether you’re dealing with trauma, anxiety, or deep-rooted fear, your experiences are real and deserving of care. Choosing surrogacy is not a failure, it’s a brave, proactive choice to protect your mental health and honor your desire to become a parent.

Support Resources for Those Considering Surrogacy for Tokophobia

  • Tokophobia Support Network: A Facebook group for anyone struggling with tokophobia where you can share your experiences with people who understand what you’re going through.
  • r/Tokophobia: A subreddit where sufferers of tokophobia can seek support and have discussions about their situation.
  • Fear Free Childbirth: If you’d like to try overcoming your fear, this website provides various programs for women struggling with tokophobia.

How Surrogacy Works for People with Tokophobia

Surrogacy for tokophobia enables biological parenthood without requiring you to carry the pregnancy. Here’s how the process works with American Surrogacy:

  1. Match with a pre-screened surrogate: We’ll help you connect with a compassionate gestational surrogate who has passed medical and psychological evaluations.
  2. Establish a legal agreement: With separate legal counsel, you and your surrogate will create a contract outlining responsibilities, rights, and expectations.
  3. Complete embryo transfer: Using your eggs/sperm or donor gametes, embryos are created via IVF and transferred to your surrogate.

Our surrogates are highly qualified, thoroughly screened, and ready to support your journey. Learn more about how we make our matching process quick and personalized.

Can Mental Health Reasons Qualify You for Surrogacy?

Yes. If pregnancy presents a psychological risk, surrogacy is a medically accepted alternative.

To move forward, you may need a letter from a licensed therapist or physician. This document should confirm that carrying a pregnancy would negatively impact your mental health.

It doesn’t need to detail your entire history, just affirm that surrogacy is the best path for your emotional and psychological safety.

Talking to Your Doctor About Surrogacy for Tokophobia

Initiating this conversation with a healthcare provider can be intimidating, but doctors are here to support your well-being. Here’s how to get started:

  • Schedule a mental health evaluation: A licensed therapist can assess your symptoms and provide the necessary documentation.
  • Use the term “tokophobia”: Giving your experience a clinical name can help doctors better understand your needs.
  • Ask directly about surrogacy: Share your concerns and inquire if your provider supports surrogacy as a mental health safeguard.

American Surrogacy can also assist by coordinating with your doctor or mental health professional to support your application.

When to Reach Out to a Surrogacy Agency: How American Surrogacy Supports You

When you choose American Surrogacy, you gain a compassionate, experienced team that understands tokophobia and honors your emotional journey. We:

  • Recognize emotional health as vital in family building
  • Match you with surrogates aligned to your needs
  • Screen gestational carriers for physical and emotional readiness
  • Customize your experience to meet your comfort level

You don’t have to wait until your fear disappears to act. This journey is yours and we’re ready to help whenever you are.

Contact us today to learn more about getting a doctor’s referral and what your next steps to surrogacy look like.

FAQs: Surrogacy for Tokophobia

Q: Can I still be involved in the pregnancy if I have tokophobia?

Yes, you choose how much involvement feels right, from attending appointments to delivery.

Q: Will my surrogate understand my mental health concerns?

We screen surrogates carefully and help match you with someone empathetic and supportive.

Q: Do I need a formal diagnosis?

No, but a letter from a healthcare provider can help validate the use of surrogacy.

Q: Is surrogacy more expensive for mental health reasons?

Costs are generally the same regardless of your medical reason for choosing surrogacy.

World IVF Day 2025: Honoring Your Journey—and Finding Hope

World IVF Day 2025 honors your journey. Learn when IVF isn’t enough—and how surrogacy can offer a faster path to parenthood.

World IVF Day is a moment to honor the countless intended parents who have bravely navigated the highs and heartbreaks of fertility treatments. Whether you’re just beginning IVF or are in the midst of your journey, this day is about your story and your dreams of building a family.

For families whose IVF path hasn’t led to the outcome they hoped for, we’re here to help you explore a new, empowered way forward.

If you’re ready to take the next step beyond IVF, we’re ready to guide you. Let’s find a path to parenthood that works. Fill out our simple form today to get connected with a surrogacy specialist. 

What Is World IVF Day? 

World IVF Day, observed annually on July 25, commemorates the birth of Louise Brown in 1978, the world’s first baby born through in vitro fertilization (IVF).

Since then, World IVF Day has become a global acknowledgment of the millions of families who have grown through assisted reproductive technology (ART).

Whether you’re just beginning IVF or have been through multiple cycles, this day symbolizes resilience and hope.

Why IVF Is Both a Hopeful and Hard Journey 

World IVF Day isn’t just a celebration, it’s a complex emotional marker for many intended parents. IVF brings immense hope, but it also often comes with failed cycles, physical tolls, emotional burnout and significant financial costs.

Some couples see success early, while others endure years of procedures, losses, and uncertainty. World IVF Day shines a light on the resilience of those who persist in the face of repeated heartbreak, reminding us that every attempt reflects deep love and determination to build a family.

What Happens If IVF Doesn’t Work? 

World IVF Day shines a light on the resilience of those who persist in the face of repeated heartbreak, reminding us that every attempt reflects deep love and determination to build a family.

Some couples see success early, while others endure years of procedures, losses and uncertainty. The natural question becomes: what now?

For families who have already created embryos through IVF, surrogacy can be the next step forward offering a renewed chance at parenthood without starting over.

Wondering what comes next after IVF? Explore how surrogacy could be the next step for your family.

When Is It Time to Consider Surrogacy? 

For many intended parents, the decision to pursue surrogacy only comes after years of trying to conceive on their own or through IVF treatments. But how do you know when it’s time to shift your focus? 

Here are some common signals: 

  • You’ve had multiple failed IVF cycles with no clear medical explanation. 
  • Your doctor has advised against carrying a pregnancy for health reasons. 
  • You’ve experienced recurrent pregnancy loss. 
  • IVF treatments have become emotionally or financially exhausting

World IVF Day is an ideal moment to reflect not just on where you’ve been—but where you want to go. If you feel like you’ve done everything possible and still aren’t closer to holding your baby, surrogacy may offer the next right step.

How Surrogacy Complements the IVF Journey  

Many people don’t realize how deeply connected IVF and surrogacy really are.

For those who’ve undergone IVF and created viable embryos, those embryos can be used in your surrogacy journey to be transferred to a surrogate—someone who carries the pregnancy but has no genetic link to the child. 

On World IVF Day, it’s important to recognize that surrogacy isn’t giving up, so much as an extension of your fertility efforts.

Already created embryos through IVF? Reach out to day to be matched with a surrogate quickly and fast track your path to parenthood.

IVF vs. Surrogacy: Comparing Cost, Success and Time to Parenthood

World IVF Day is a time to celebrate how far fertility treatments have come—but also to take an honest look at where your own journey stands.

Here’s how IVF and surrogacy compare when it comes to three of the most important factors: cost, efficacy and time to parenthood.

Cost: What You’re Really Spending 

IVF: One IVF cycle can cost $15,000–$25,000, and many families undergo 3–5 cycles before achieving pregnancy, often totaling $60,000–$100,000 or more. Costs can rise with medications, genetic testing, and embryo storage.

Surrogacy: A full surrogacy journey through an agency typically ranges from $100,000-$200,000 including surrogate compensation, medical expenses, legal work and agency coordination.

While the upfront cost may seem higher, many intended parents find that surrogacy avoids the emotional and financial toll of repeated IVF failure.

Worried about affording surrogacy after costly IVF cycles? Learn how American Surrogacy helps families find financial clarity.

Efficacy: What Are the Chances It Will Work? 

IVF Alone: IVF success rates depend on age and fertility diagnosis, but average around 30–50% per cycle. Many intended parents face unexplained failures or implantation issues that remain unresolved even after multiple attempts. 

Surrogacy: When using healthy embryos with a thoroughly screened gestational carrier, success rates may be higher, particularly with agency-managed matches with highly-qualified surrogates. This makes surrogacy more efficient and more predictable after failed IVF.

Time: How Soon Can You Hold Your Baby? 

IVF: Each cycle takes 6–8 weeks, with weeks of prep and follow-up. Failed cycles mean starting over. The timeline can stretch to years with uncertain outcomes. 

Surrogacy: With an agency like American Surrogacy, you may match with a surrogate in as little as 1-4 months, and move directly to embryo transfer (especially if you already have frozen embryos). For many, it’s the quickest path to parenthood after years of trying.

World IVF Day is about honoring your journey, but also about being honest with what comes next. Surrogacy may offer a clearer, faster and ultimately more successful path forward.

Why Some Families Choose Surrogacy After IVF 

For many families, surrogacy becomes a life-changing decision after IVF has failed or is no longer medically advised.

Conditions like uterine abnormalities, recurrent pregnancy loss, or health concerns can make carrying a pregnancy unsafe or unsuccessful, even with healthy embryos.

Surrogacy offers intended parents the opportunity to have a biologically related child, even if they cannot carry the pregnancy themselves.

It’s a decision that involves trust, emotional surrender and courage, but for many, it leads to the joy and closure they’ve been longing for.

How American Surrogacy Can Help You Grow Your Family—Faster and Safer 

At American Surrogacy, we specialize in turning fertility frustration into forward motion. Here’s how we make a difference: 

  • Pre-screened surrogates ready for matching 
  • Legal, medical, and emotional coordination under one roof 
  • Transparent pricing and cost-efficiency compared to repeat IVF rounds 
  • Support for using your existing embryos via gestational surrogacy 

You’ve already invested so much into becoming a parent—we’re here to help you reach that goal sooner.

Your Family Journey Isn’t Over—It’s About to Begin 

At American Surrogacy, we understand the emotional cost of IVF—and we know how exhausting it is to keep trying without answers. If you’re ready to stop cycling and start moving forward, we’re ready to help. 

Talk to a surrogacy specialist today. 

Let’s create a plan that’s built around your embryos, your vision, and your timeline—so you can grow your family with confidence, not exhaustion.