When Do Surrogates Get Paid?

American Surrogacy ensures you receive your first monthly payment after a pregnancy is confirmed via ultrasound.

This reliable financial support allows you to focus on the joy of the journey while achieving personal goals like paying off debt or saving for your children’s future.

Our clear compensation schedule means you never have to wonder when your next payment is coming.

When Do Surrogates Get Paid?

With American Surrogacy, you typically begin receiving your base payments within five days of a confirmed heartbeat.

This reliable schedule ensures you have steady income throughout your pregnancy, but your financial support actually begins much earlier. You'll receive milestone payments for early steps like completing your medical screening.

Additionally, once your legal contract is signed, you’ll start receiving a monthly allowance to cover miscellaneous costs that arise even before the embryo transfer occurs.

See Our Surrogate Compensation Breakdown

Surrogate
Compensation
Breakdown

Total Compensation:

$55,000 - $110,000+

What's Included:
Base Pay
Think of base pay like your surrogate salary. This payment is deposited monthly once a pregnancy is confirmed, and it is entirely yours to use however you choose!
Pre-Pregnancy Payments:
  • Monthly Allowance
  • Start of Medications Bonus
  • Mock Cycle Payment
  • Travel Expenses
  • Medical Screening Bonus
  • Transfer Bonus
Pregnancy Payments:
  • Start of Base Pay
  • Maternity Clothes
  • 3rd Trimester Self Care
  • Medical Procedures Bonus
  • C-Section Payment
  • Multiples Bonus
  • Bed Rest Coverage
Post-Pregnancy Payments:
  • Post-Pregnancy Self Care
  • Pumping Breast Milk (if agreed upon)
  • Counseling Costs (if needed)
  • Lost Wages
  • Spouse Lost Wages
Additional Benefits:
  • Personal Gifts
  • Referral Bonus
  • Life Insurance & Complications Insurance
  • Medical Insurance
  • Housekeeping Payments

Understanding Your Surrogate Payment Schedule

To understand your surrogate payment schedule, it helps to look at two different types of pay: your base compensation and your progress payments.

Your base pay is usually split into 10 even monthly installments to provide a steady income. On top of that, you receive specific payments for surrogate payment milestones such as:

Medical Screening
 

Compensation for completing your initial health evaluations within 5 days of succcessful screening.

Starting Medications
 

Bonus for starting the medical protocol within 5 days of starting injectable medications that is paid for each cycle. 

Embryo Transfer
 

Payment for the day of the transfer procedure that occurs within 5 days of each transfer. 

Third-Trimester Self-Care
 

Extra funds for your comfort during the final months, payable within the 28th week of pregnancy.

C-Section
 

Additional pay if a surgical delivery is required, payable within 5 days after a C-section occurs.

Do Surrogates Get Paid Monthly or in a Lump Sum?

To make your budgeting easier, we divide your base pay into 10 monthly installments. This ensures you have a steady, reliable source of money throughout the pregnancy rather than waiting for a single payment at the very end.

Beyond that base pay, you’ll receive a monthly allowance for out-of-pocket expenses.

We also handle reimbursements for specific costs, like maternity clothes or travel to the fertility clinic. It is important to understand how surrogates are paid monthly because it ensures your base pay stays in your pocket as a profit for your family, rather than getting eaten up by the costs of being a surrogate.

How Agencies Manage Surrogate Compensation Payment Schedules

One of the biggest benefits of working with American Surrogacy is we manage surrogate compensation payment schedules on your behalf. We act as the bridge between you and the intended parents to make sure the financial side of things is handled professionally and on time.

American Surrogacy coordinates with the legal teams and the escrow company to make sure every payment is sent exactly when the contract says it should be.

Because we handle the logistics, you can review your surrogacy contract knowing that your relationship with the intended parents will stay focused on the shared goal of a healthy baby.

How a Surrogate Escrow Account Protects Your Funds

The most important safeguard for your pay is the surrogate escrow account. This account can be managed in-house with your agency or by an independent escrow agency depending on your preferences as well as state laws.

The intended parents deposit the full cost of the journey into this account before you even start medical prep.

Having funds in escrow means:

1

You know the intended parents have the funds ready to go.

2

Your checks are sent out based on the schedule in your contract without you having to ask.

3

Because a neutral party holds the money, you don't have to worry about late or missed payments.

American Surrogacy Protects Your Pay Every Step of the Way

At American Surrogacy, we believe your only job should be staying healthy and taking care of yourself. We handle your pay with total honesty.

  1. First, we go over the payment schedule with you before you sign anything.

  2. Next, your own lawyer (paid for by the parents) makes sure that schedule is clearly written in your contract.

  3. Finally, we make sure the surrogate escrow account is set up to follow that contract to the letter so that every payment is straightforward and reliable.

Our expert team is ready to walk you through a personalized pay schedule so you can focus on what matters most. Fill out our simple form today.

Surrogate Payment Schedule Q&A

Do surrogates get paid before or after birth?

You receive payments both before and after birth. You’ll start getting payments for steps like your medical screening and a monthly allowance before you are pregnant.

Your base pay and specific progress payments happen during the pregnancy, and your monthly allowance continues for six weeks after delivery.

How much do surrogates get paid monthly?

Your monthly amount depends on your total base pay, which we take and divide by 10. For example, if your base pay is $55,000, you would receive $5,500 per month once a heartbeat is confirmed.

 This is in addition to your monthly allowance and any other bonuses you earn that month. If you want to calculate your monthly pay, our specialists can provide a personalized estimate.

Do surrogates get paid if they miscarry?

You are paid for the time you were pregnant. You will receive all scheduled payments and allowances up until the point your doctor confirms the loss. At that point, payments stop.

However, if you and the parents decide to try again, your monthly base pay will start up again once a heartbeat is confirmed. You can read about pregnancy complications and how they affect your contract here.

Do any surrogacy agencies offer monthly allowances for surrogates?

The answer is yes—American Surrogacy provides a monthly allowance that starts about a month after you sign your legal contract.

This helps you cover the little things that come up during a journey and stays active until six weeks after you give birth.

Ready to Speak with a Specialist?