Surrogates in Chicago can earn $70,000 - $110,000+ in total compensation, depending on their experience, location, and agency benefits. Getting you the compensation you deserve is our top priority because we understand the immense value of the gift you are giving.
Your Chicago surrogate compensation will generally fall into one of two base pay categories:
- First-time surrogates: $70,000 - $80,000+
- Experienced surrogates: $90,000 - $110,000+
Becoming a surrogate is an incredible way to help create a family for someone else while earning meaningful compensation to support your own. Whether you want to put a down payment on a house, pay off debt, or save for your children's college, this income can be life-changing.
Use our compensation calculator to estimate your potential earnings today.
What You Gain With Our Surrogacy Program
You deserve the exceptional compensation we provide, and the emotional rewards of surrogacy are equally meaningful. As a surrogate, anticipate:
Contribute to others' joy in experiencing parenthood, fostering a profound sense of purpose Take pride in earning competitive surrogate compensation, potentially improving your family's quality of life Experience our steadfast commitment from the initial contact, providing support and guidance consistently Embark on a journey of self-discovery, gaining valuable insights into your own strengths and capabilities Receive unwavering support at every stage of the surrogacy process, ensuring a positive, empowering experienceWhat You Can Gain Through Our Program
Other Things to Know About Becoming a Surrogate in Chicago
Surrogacy Laws in Illinois

Illinois is highly surrogacy-friendly. The Illinois Gestational Surrogacy Act of 2005 established clear, supportive laws that make compensated surrogacy legally secure for everyone involved. This means your rights as a surrogate are protected, and the legal process is straightforward.
Surrogacy Attorneys in Chicago
Independent legal representation is a mandatory step to ensure your interests are protected during contract drafting. Your intended parents will cover the cost of your attorney. Here are a few experienced professionals who can assist you:
- Foster + Bloom (Chicago)
- The Law Office of Ryan Ferrante (Lake View)
- Law Office of Genie Miller Gillespie (West Loop Gate)
- Midwest Fertility Law Group (West Loop Gate)
Hospitals
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Northwestern Medicine Prentice Women’s Hospital (Magnificent Mile) – Provides leading edge medical care tailored to women in the heart of downtown Chicago.
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UChicago Medicine Family Birth Center (Hyde Park) – Located inside Comer Children’s Hospital, the UChicago Medicine Family Birth Center ensures access to world class pediatric specialists and experts in the Neonatal Intensive Care Unit.
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Swedish Hospital Family Birthing Center (Budlong Woods) – Swedish Hospital’s Family Birthing Center is staffed with medical experts and offers a comfortable, home-like setting with leading-edge medical capabilities.
FAQs About Surrogate Compensation in Chicago
Why do surrogates get paid?
Surrogate pay is meant to acknowledge the time, physical demands, and energy you commit to helping a family grow. Surrogate compensation also ensures that your family does not take on any financial burden while you provide this life-changing service.
Is surrogate money taxed in Chicago?
While Chicago does not impose a specific city income tax, your surrogate compensation may be subject to federal and state income taxes. We strongly recommend consulting with a certified CPA or tax professional to understand your specific tax liabilities.
How much do surrogates get paid monthly?
Your monthly payment depends entirely on your agreed-upon base pay. For example, if your base compensation is $60,000, it will be divided into 10 equal monthly payments, meaning you will receive $6,000 each month once a fetal heartbeat is confirmed.
Do surrogates get paid after the baby is born?
Yes. You begin receiving your monthly allowance as soon as your contract is signed. Your final base pay installments usually wrap up around the time of delivery, but your monthly allowances typically continues for 6 to 8 weeks postpartum to aid in your recovery.
Do surrogates get paid if they miscarry?
You will receive your scheduled surrogate payments up until the point a miscarriage occurs. A miscarriage does not necessarily mean your journey is over; if you and the intended parents agree, you can try again. Once a new pregnancy is confirmed, payments will resume.

