Intended parents in Kennewick can expect surrogacy to cost $100,000 - $200,000+ on average. However, only part of that total is influenced by where you live in the Tri-Cities.
Your fertility clinic and related treatment are the costs most likely to reflect the providers you choose in or around Kennewick. Surrogate compensation, insurance, prenatal care and delivery are generally influenced more by where your surrogate lives.
We help you account for the costs of surrogacy that may arise throughout your journey, giving you a more realistic picture of what to expect financially.
Kennewick Surrogacy Cost Breakdown
A surrogacy journey for intended parents in Kennewick averages $100,000 - $200,000+. That total is made up of several expenses, with pricing shaped by your Tri-Cities fertility care, the surrogate you match with and the professionals supporting your journey. Here is what you may need to account for:
- IVF and Clinic Costs (Kennewick/Tri-Cities-Driven): $20,000–$40,000+ (paid separately to your chosen fertility clinic and not included in our agency fees)
- Surrogate Compensation (Agency, Experience and Surrogate Location-Driven): $70,000–$110,000+ total compensation package
- Agency Support (Agency-Driven): $30,000–$50,000+
- Legal Fees (State-Driven): $8,000–$15,000+
- Accounting and Escrow (Service/Vendor-Driven): $1,500–$3,000
- Insurance (Surrogate and State-Driven): $10,000–$25,000+
- Prenatal Care and Delivery (Surrogate Location-Driven): $10,000–$30,000+
Looking at these expenses individually can give you a better sense of which parts of your budget may change based on your clinic, match and surrogate’s location.
What Surrogacy Costs Are Actually Local to Kennewick?
For intended parents in Kennewick, local costs are most likely to come from the fertility clinic and IVF services you use in the Tri-Cities area. Your budget may also include travel expenses when your surrogate needs to come to your clinic for screening, embryo transfer or other required treatment.
The rest of your surrogacy expenses are not necessarily based on Kennewick pricing. Costs such as compensation, insurance and pregnancy care may instead reflect where your surrogate lives and the services she needs throughout the journey.
IVF and Fertility Clinic Costs in Kennewick
IVF and fertility clinic expenses for intended parents in Kennewick typically range from $20,000–$40,000+. Your final cost will depend on the clinic you choose, your treatment needs and the embryo services included in your plan. Your fertility expenses may include:
- Base IVF Cycle: $12,000–$18,000
- Fertility Medications: $4,000–$8,000
- Donor Egg or Sperm Services (If Needed): $8,000–$15,000+
- Embryo Creation and Lab Services: $2,000–$5,000+
- Preimplantation Genetic Testing (PGT): $3,000–$6,000+
- Embryo Freezing: $1,000–$2,500+
- Embryo Storage: $500–$1,500+ per year
Your clinic may recommend additional services before embryo transfer, including PGT or embryo freezing and storage, which can increase your medical budget.
Surrogate Travel to Your Kennewick Fertility Clinic
Bringing an out-of-area surrogate to your fertility clinic may add approximately $1,500–$3,500 per trip. Travel costs vary based on her starting location, transportation needs and the number of nights she needs to stay near Kennewick. A clinic trip may involve:
- Round-Trip Airfare: $400–$800
- Hotel: $200–$350 per night
- Gas and Mileage (If Driving): $50–$150+
- Meals and Per Diem: $60–$100 per day
- Companion Travel: $400–$800+
- Clinic Day Incidentals: $100–$250
You can continue working with your chosen fertility clinic even if your surrogate lives in a different state. She may travel to the area for screening, embryo transfer or other required treatment, with those travel expenses included in your surrogate-related budget.
Costs Based on Where Your Surrogate Lives
Where your surrogate lives can shape several major parts of your budget. Compensation, insurance, prenatal care, delivery and pregnancy-related reimbursements often reflect her location and local costs more than where you live in Kennewick.
This means two intended parents in the same city could have different overall expenses depending on where their surrogates live and receive care.
Surrogate Compensation
Our total surrogate compensation packages generally range from $70,000–$110,000+, including base compensation, milestone payments and certain pregnancy-related reimbursements. Experience, agency, individual circumstances and the surrogate’s location all influence the final amount.
For example, compensation may be higher in a major, high-cost metro than in a smaller community. A surrogate in the Kennewick/Tri-Cities area may fall near the middle of the range for her experience level, though her individual circumstances will also factor into her compensation.
Surrogate Insurance
Nationwide, intended parents may need to budget $10,000–$25,000+ for surrogate health insurance and related medical expenses. Reviewing your surrogate’s existing policy helps determine what coverage is available and whether another policy will be necessary. Your insurance budget may include:
- New Insurance Premium: $600–$1,200 per month
- Deductible: $1,500–$5,000
- Out-of-Pocket Maximum: $3,000–$9,000
- Copays and Coinsurance: $500–$2,000
- Specialist or Maternity Care: $1,000–$3,000
- Separate Surrogacy-Friendly Policy (When Necessary): $10,000–$15,000+
The final amount depends primarily on your surrogate’s coverage and the insurance options available in her state, rather than the insurance market in Kennewick.
Prenatal Care and Delivery
Prenatal care and delivery can add approximately $10,000–$30,000+ nationwide. Where your surrogate receives obstetric care and delivers can have a significant influence on these expenses. Typical costs may include:
- Prenatal Visits: $2,000–$5,000
- Ultrasounds and Lab Work: $1,500–$3,000
- Hospital Delivery: $5,000–$15,000+
- Deductible and Coinsurance: $1,500–$9,000+
- Pregnancy or Delivery Complications: $3,000–$10,000+ depending on the care required
- C-Section (When Applicable): $3,000–$7,000+
Your surrogate will usually receive prenatal care and deliver close to home. Even when you live in Kennewick, these expenses are generally based on healthcare costs in her community rather than yours.
Will Surrogacy Cost More If My Surrogate Lives Out of State?
Matching with an out-of-state gestational carrier is routine in agency-supported surrogacy. While you will cover travel fees for clinic visits, matching nationally does not necessarily increase your overall budget.
In fact, national matching often helps you save time and reduce costs associated with prolonged waiting periods. American Surrogacy maintains broad national recruitment strategies, achieving an average 1–6 month match time.
Every candidate completes extensive screening through our surrogate screening process before matching, protecting your timeline and financial investment.
How American Surrogacy Helps Intended Parents Budget for a Multi-State Journey
Unexpected changes, such as a match disruption or unsuccessful embryo transfer, can bring additional costs, delays and emotional stress. We structure our programs with financial protections that can help you continue without repeatedly paying certain agency fees.
Through our full-service programs, our Limited Risk Program provides unlimited rematching after qualifying disruptions. By eliminating repeated agency matching fees, we help keep your family-building budget intact so you can move forward with confidence.
Get a Personalized Surrogacy Cost Estimate in Kennewick
General cost ranges can give you a starting point, but your fertility clinic, surrogate match, insurance needs and other circumstances will shape what you actually need to budget.
Fill out our online contact form to speak with a surrogacy specialist about your expected costs and the protections available through our Limited Risk Program. We can help you plan for your journey with a clearer understanding of what lies ahead financially.