Affording Surrogacy for LGBTQ Families

You deserve a smooth path to parenthood, and affording surrogacy as an LGBTQ+ couple doesn’t have to be a roadblock. You have financial options and our full support from day 1.

At American Surrogacy, we’re not only here to guide you — we’ve built programs with you in mind. From the need for both an egg donor and a gestational carrier, to understanding state-by-state legal differences, we’re experts in helping LGBTQ+ families thrive on the path to parenthood.

Let’s break down what you need to know — and how we can help you make it happen.

Fill out this form to get more information.

How Much Does Surrogacy for LGBTQ Couples Cost?

The cost of surrogacy for gay couples typically ranges from $120,000 to $200,000, depending on the specifics of your journey. For LGBTQ+ intended parents, costs tend to be higher than average due to the necessity of:

• Egg donation services
• IVF and embryo creation
• Gestational carrier compensation
• Legal services, including parentage orders and possibly second-parent adoption

Want to explore your specific situation and budget options?

Schedule a free consultation with an LGBTQ surrogacy specialist.

Understanding Unique Financial Factors for LGBTQ Surrogacy

Many LGBTQ couples ask:
“Is surrogacy more expensive for gay couples?”
The answer is: it can be, yes — but for good reason.

Here’s why the baseline cost is higher for LGBTQ+ parents:

• You’ll likely need both an egg donor and a surrogate. This adds two sets of screening, medical, and compensation costs.
• Legal parentage protections vary by state. In many cases, LGBTQ+ couples will need to complete additional legal steps like second-parent or confirmatory adoption. (American Surrogacy includes necessary legal fees in cost estimates.)
• Travel or out-of-state services might be necessary to find LGBTQ-friendly fertility clinics or surrogate matches.

How Fertility Loans Can Help LGBTQ+ Families Afford Surrogacy

Wondering how two dads pay for surrogacy?

We partnered with Sunfish, a fertility loan provider that offers low-interest loans that can help you cover the unique factors of the LGBTQ+ surrogacy journey — including:

• IVF and egg donor services
• Agency and legal fees
• Gestational carrier compensation
• Medication, travel, and more

Why we chose Sunfish: Unlike traditional lenders, Sunfish understands the full picture of the costs of surrogacy for gay couples. That’s why they offer financing that helps you move forward with confidence.

Explore your financing options with Sunfish.

Surrogacy Grants for LGBTQ Families

In addition to loans, grants can offer meaningful help to LGBTQ+ couples.

While competitive and limited, these grants reflect growing recognition of the need for equitable access to parenthood. Here are a few worth exploring:

• Men Having Babies Gay Parenting Assistance Program (GPAP)
  Offers staged financial assistance based on income level and family-building progress.
  https://www.menhavingbabies.org/
• Family Equality’s Building Families Fund
  Assists LGBTQ+ parents working with inclusive professionals.
  https://www.familyequality.org/
• Baby Quest Foundation
  Not LGBTQ-specific, but open to all and inclusive.
  https://www.babyquestfoundation.org/

While grants rarely cover the full cost, they can close key gaps or reduce upfront expenses.

How American Surrogacy Supports LGBTQ+ Families

We believe that every family deserves a chance to grow — regardless of their orientation, income, or location.

Our LGBTQ Surrogacy Program is built on:

• Inclusive matching with gestational carriers open to LGBTQ+ intended parents
• Expert legal coordination based on your state’s laws
• Personalized planning that respects your needs and timeline
• Unwavering emotional support that will stay with you throughout your journey

We’re more than a surrogacy agency — we’re your partner, your advocate, and your guide.

Learn more about our LGBTQ surrogacy program.

Take the Next Step Toward Parenthood

You’ve imagined your future family — now take the step that brings it closer.

Ready to learn how surrogacy can work for you?

Fill out this form to get free information today.

Frequently Asked Questions

Can LGBTQ+ people get financial help for surrogacy?
Yes. Between fertility loans, LGBTQ-specific grants, and payment plans through your agency, financial assistance is possible.

Are there surrogacy grants for gay dads?
Yes. Programs like Men Having Babies GPAP and Family Equality’s fund are designed with gay couples in mind.

Can fertility loans be used for egg donors and IVF?
Absolutely. Loans from partners like Sunfish can cover many parts of the journey — not just gestational surrogacy.